28 JAMES Street, St. Marys, ON
Property no longer active
This property was sold on February 10, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1500-2000 sqft on a premium 50 x 132 ft lot
- Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient detached configuration
- Notable attributes: None
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 28 James Street North in St Marys, a charming 1.5 storey with a garage and a fantastic yard. This four bedroom, two bath home has a great layout with tons of potential, whether you're a first time buyer or have a growing family. The main floor consists of a large living room off the foyer at the front of the house, a bedroom/office, an eat-in kitchen, laundry room, four-piece bathroom, and a bright living area with a patio door to the back deck. Upstairs you will find three bedrooms, including a master with double closets and a three-piece ensuite. Located in a great neighbourhood and just steps to the river and Kin Park, this home has everything you need!
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Property Summary
This detached home located at 28 JAMES Street, St. Marys is currently for sale and has been available on SousaSells for 724 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 28 JAMES Street, St. Marys is in the St. Marys neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 28 JAMES Street N, St. Marys, ON N4X 1A3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Marys, ON
For a property listed at $499,900 in St. Marys, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.