282 Church Street, St. Marys, ON

$425,000
MLS#:X13066888
3 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $425,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 30.82 x 113.83 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully updated semi-detached home nestled in the charming town of St. Marys. Offering the perfect blend of comfort, style, and peace of mind, this move-in-ready property is ideal for families, first-time buyers, or savvy investors alike. Featuring 3 spacious bedrooms and 3 bathrooms, this home provides plenty of room for growing families or those looking for flexible living space. Over the past 6 years, all the major updates have been completed - including windows, doors, furnace, roof, air conditioning, and water heater - allowing you to move in with confidence and enjoy worry-free living. The bright and functional layout is complemented by a walkout basement that provides excellent additional living space, perfect for a recreation room, home office, gym, or play area. With direct access to the backyard, it offers great versatility for everyday living and entertaining. Located in a welcoming community known for its small-town charm and amenities, this property offers incredible value and versatility. So many options - live in, rent out, or grow into - the choice is yours!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 28, 2026
Sold price information is available to members only
Listed Date5/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished with Walk-Out
Lot Size30.82 × 113.83 Feet
CountyPerth
Annual Tax$2,989.94
Legal DescriptionPT LOT 21 WEST SIDE CHURCH ST PLAN 235 ST MARYS , PART 2, 44R1994 ; ST MARY

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Golf, Hospital

Interior Features

Water Heater Owned, Water Softener

Security Features

Smoke Detector, Carbon Monoxide Detectors

Community Features

Location

Initializing map...
282 Church Street, St. Marys, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 282 Church Street S, St. Marys, ON N4X 1B9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$21,250 (5.0%)
* Minimum Canadian down payment required for this price is $21,250.
Amortization Period25 Years
Estimated Monthly Payment$2,406Based on a loan of $403,750 over 25 years.
Purchase Price$425,000
Loan Amount$403,750
Provincial Land Transfer Tax:$4,975
Total Estimated Closing Taxes:$4,975

About Purchasing a Home in St. Marys, ON

For a property listed at $425,000 in St. Marys, the legal minimum down payment is $21,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,975 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,975.

Nearby Listings

Distance:

No current listings found in St. Marys.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$663,945

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.