293 Elgin Street, St. Marys, ON

$649,900
MLS#:X11884912
3 beds
2 baths
1500-2000 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 76.07 x 142.4 ft lot
  • Features a partially finished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Water Meter, Water Purifier
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 293 Elgin Street East St Marys : This family friendly 1.5 storey sided home is well located close to everything St Marys has to offer. Downtown St Marys shopping is a short walk as well as schools and Community Centre and arena . Having had extensive renovations over the years this 3 bedroom 1 and half bath home is sure to please . The main level features a large open family room with gas fireplace overlooking the expansive deck and rear yard, a galley kitchen with custom cabinets which opens to a comfy dining area, a formal living room for entertaining, a main floor office or bedroom, plus a two piece washroom with laundry facilities and storage . The upper floor features Two or Three bedrooms depending on your choosing and a renovated 4 piece bathroom . The attached double garage is insulated and heated and is great for your hobbies or to do home mechanical work. Of special interest there is a recently built 22 by 24 foot two car garage or storage building with concrete flooring which is currently not insulated or serviced by hydro that can be finished to suit your needs and a large separate detached storage shed as well . Plenty of parking exists in the surfaced driveway with parking for an additional 4 cars. All of this on a 0.250 acre mature lot with a second sanitary service on the lot. Call your agent for a viewing today . **EXTRAS** Huge rear patio , Attached garage is insulated and heated , Separate two car garage 22 x 24 foot garage with concrete floor , does not have hydro and currently not insulated . detached garden shed .

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Property Summary

This detached home located at 293 Elgin Street, St. Marys is currently for sale and has been available on SousaSells for 588 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 293 Elgin Street, St. Marys is in the St. Marys neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 2, 2025
Sold price information is available to members only
Listed Date12/5/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementPartially Finished, Walk-Up
Lot Size76.07 × 142.4 Feet
CountyPerth
Annual Tax$3,237
Legal DescriptionPART LOT 24, N/S ELGIN ST PLAN 225 ST MARYS PART 1, 44R1451 TOWN OF ST MARYS, COUNTY OF PERTH

Parking & Garage

Parking Spaces7.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Library, Park, Place Of Worship, School, Rec./Commun.Centre

Interior Features

Auto Garage Door Remote, Water Meter, Water Purifier, Water Softener, Workbench

Security Features

None

Community Features

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Location

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293 Elgin Street, St. Marys, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 293 Elgin Street E, St. Marys, ON N4X 1B6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

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Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in St. Marys, ON

For a property listed at $649,900 in St. Marys, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,485

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.