321 Tracy Street, St. Marys, ON
Property Highlights
Welcome to this remarkable Bungalow att/row/townhouse located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium stone and brick construction, this residence presents an exceptional opportunity offered at $600,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 30.03 x 184.34 ft lot
- Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 1.0 garage spaces (3.0 total parking spaces) with a convenient attached configuration
- Notable attributes: Air Exchanger, Other, Carpet Free
- equipped with central air central cooling and highly efficient other heating via gas
Description
Downsizing this fall? This one makes it easy.This freehold bungalow townhome sits on a quiet cul-de-sac in St. Marys. You get low-maintenance, one-level living with no condo fees. There's 1580 sq. ft. of finished space, and downtown shops and cafés are a short walk away.The main floor is bright and open with 9-foot tray ceilings and carpet-free flooring. The kitchen has a central island and overlooks the living and dining area. Step out to the rear patio with awning for your morning coffee. The treed backdrop makes it a great spot to watch the leaves turn.Both bedrooms are on the main floor. The 3-piece bath was updated in 2026 with a new oversized walk-in shower and built-in bench, a smart choice for aging in place. There's a large storage closet too. Inside entry from the attached garage means you won't be heading out into the cold this winter.The partially finished lower level gives you room when family visits. There's a roomy rec room and a second bathroom, plus flexible space for guests or a home office.You also get a covered front porch, and the private backyard has a garden shed. It's easy bungalow living with modern finishes in one of Ontario's prettiest small towns.Welcome to St. Marys.
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Property Summary
This townhouse located at 321 Tracy Street, St. Marys is currently for sale and has been available for 53 days. This property is listed at $600,000 with an estimated mortgage of $1,997* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 321 Tracy Street, St. Marys is in the St. Marys neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in St. Marys, St. Marys.
- •2 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Park
- Ravine
- River/Stream
- School
- Wooded/Treed
Interior Features
- Air Exchanger
- Other
- Carpet Free
Security Features
- Carbon Monoxide Detectors
- Smoke Detector
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in St. Marys?
If you are looking for a house in St. Marys or researching St. Marys real estate for sale, this 2-bedroom att/row/townhouse at 321 Tracy Street, St. Marys, ON offers an exceptional opportunity to buy a home in St. Marys, Ontario. Whether you are a first-time St. Marys home buyer or comparing active St. Marys MLS® homes for sale, working with a dedicated St. Marys buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Marys realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
St. Marys Buyer Budget & Costs
Estimated mortgage: $1,997*/month*. Estimated Ontario Land Transfer Tax: $8,475. First-time St. Marys home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in St. Marys
Frequently Asked Questions about 321 Tracy Street, St. Marys, ON
Q.What is the asking price for 321 Tracy Street, St. Marys, ON ?
The current listing price for 321 Tracy Street, St. Marys, ON in St. Marys, St. Marys is $600,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 321 Tracy Street, St. Marys, ON ?
321 Tracy Street, St. Marys, ON is a Att/Row/Townhouse (Bungalow) featuring a Full basement.
Q.What key property features does 321 Tracy Street, St. Marys, ON offer?
Key property features include: Park, Ravine, River/Stream, School, Wooded/Treed.
Q.What interior features are included in this home?
Interior highlights include: Air Exchanger, Other, Carpet Free.
Q.What security features are installed at 321 Tracy Street, St. Marys, ON ?
Security features include: Carbon Monoxide Detectors, Smoke Detector.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
St. Marys, St. Marys
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 321 Tracy Street, St. Marys, ON N4X 0B4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Marys, ON
For a property listed at $600,000 in St. Marys, the legal minimum down payment is $35,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,475 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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