395 QUEEN Street, St. Marys, ON

$655,000
MLS#:X13235368
4 beds
1 baths
2500-3000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium wood and vinyl siding construction, this residence presents an exceptional opportunity offered at $655,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 2500-3000 sqft on a premium 49.5 x 150 ft lot
  • Features a partially finished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Workbench, Sewage Pump, Bar Fridge
  • Efficient radiant heating via gas

Description

Welcome to 395 Queen St. E. St. Marys, a 2.5-story beauty located on a tree-lined street and boasting numerous renovations and improvements. This 1915 brick home has been lovingly pampered from the very beginning. Modern conveniences blend seamlessly with authentic features such as original wood floors, doors and mouldings. A large and inviting covered front porch completely refurbished in 2021 with new columns, spindles and handrail was milled by a local craftsman using the original woodwork as his pattern. A custom-designed kitchen, renovated in 2022, leads to a bright rear family room complete with a gas fireplace and a side door opening to the laneway, making it a perfect setting for a home-based business. The unfinished walk-up attic has been recently completely remediated to keep outdoor pests where they belong, and offers numerous possibilities for finish as an art studio, teen hang-out or additional living space. Other upgrades include sun porch shingles, exterior doors and windows, and water heater/boiler and fresh paint. All that's left to do is to move on in!

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Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionWood , Vinyl Siding
BasementPartially Finished, Partial Basement
Lot Size49.5 × 150 Feet
CountyPerth
Annual Tax$3,600.45
Legal DescriptionLOT 40 NORTH SIDE QUEEN ST PLAN 225 ST MARYS ; ST MARYS

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

Golf, Hospital, Fenced Yard

Interior Features

Workbench, Sewage Pump, Bar Fridge, Water Heater Owned, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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395 QUEEN Street, St. Marys, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 395 QUEEN Street E, St. Marys, ON N4X 1B1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

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Interest Rate5.25%
Down Payment$40,500 (6.2%)
* Minimum Canadian down payment required for this price is $40,500.
Amortization Period25 Years
Estimated Monthly Payment$3,662Based on a loan of $614,500 over 25 years.
Purchase Price$655,000
Loan Amount$614,500
Provincial Land Transfer Tax:$9,575
Total Estimated Closing Taxes:$9,575

About Purchasing a Home in St. Marys, ON

For a property listed at $655,000 in St. Marys, the legal minimum down payment is $40,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,575 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,575.

Nearby Listings

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No current listings found in St. Marys.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$664,058

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.