423 Emily Street, St. Marys, ON

$889,900
MLS#:X12279090
3 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $889,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 55 x 132 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Floor Drain
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This beautiful bungalow backs onto the quiet beauty of farmland and from the front porch you can over look the lovely Thames river that runs through St Mary's. Its an upgraded model home built by Larry Otten Contracting. The open concept great room has a stunning modern kitchen with pantry, quartz counter tops and an oversized centre island. The dining and living living space have oversized windows and patio doors to a three season room with access to deck and fully fenced back yard. We all want the convenience of main floor laundry, second bathroom, and another bedroom for guests or use for your office or den. The lower level has another full bathroom, bedroom and spacious family room. There is still plenty of space for storage, a workshop or space for hobbies, and in-floor heating to keep you cozy. Both the double car garage and the front porch have the luxury of epoxy floors. Private wood fencing is on both sides of the professionally landscaped yard with wrought iron across the back so you can enjoy the beauty and peace of scenic country. Includes shed, barbecue and smoke house, fully fenced yard, paved drive, California shutters, central air, air exchanger, garage door opener and remotes, appliances and water softener. Come see this remarkable home!

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Property Summary

This detached home located at 423 Emily Street, St. Marys is currently for sale and has been available on SousaSells for 372 days. This property is listed at $889,900 with an estimated mortgage of $2,962* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 423 Emily Street, St. Marys is in the St. Marys neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 5, 2025
Sold price information is available to members only
Listed Date7/11/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Stone
BasementPartially Finished
Lot Size55 × 132 Feet
CountyPerth
Annual Tax$6,011.18
Legal DescriptionLOT 2, PLAN 44M64 TOWN OF ST. MARYS

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Air Exchanger, Auto Garage Door Remote, Floor Drain, Primary Bedroom - Main Floor, Upgraded Insulation, Water Heater Owned, Water Softener

Security Features

Community Features

Virtual Tours

Location

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423 Emily Street, St. Marys, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 423 Emily Street, St. Marys, ON N4X 0B7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

Configure Loan Settings

Interest Rate4.00%
Down Payment$266,970 (30.0%)
* Minimum Canadian down payment required for this price is $63,990.
Amortization Period30 Years
Estimated Monthly Payment$2,962Based on a loan of $622,930 over 30 years.
Purchase Price$889,900
Loan Amount$622,930
Provincial Land Transfer Tax:$14,273
Total Estimated Closing Taxes:$14,273

About Purchasing a Home in St. Marys, ON

For a property listed at $889,900 in St. Marys, the legal minimum down payment is $63,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,273 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,485

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.