466 Water Street, St. Marys, ON

$824,900
MLS#:X13035060
3 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $824,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 80.09 x 155.44 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Built in 2010, this well-maintained home offers a thoughtful main floor layout with spacious rooms, abundant natural light, and true move-in ready appeal. Great curb appeal is highlighted by a mature birch tree, magnolia tree, and side garden that create an inviting front yard setting. The stunning backyard features mature trees and gardens backing onto the Thames River and Grand Trunk Walking Path, offering privacy and the chance to enjoy deer, bald eagles, and other natural wildlife. Numerous updates completed within the last year include a full interior repaint, all new interior and exterior pot lights, and updated light fixtures in the bedrooms and both main floor bathrooms. The main floor offers 3 good-sized bedrooms, with one easily suited as an additional sitting room or den, along with a dedicated mudroom with laundry. The kitchen opens directly onto the impressive new 15' x 30' exposed aggregate patio, complete with a covered powered awning and remote control. The basement provides excellent additional space for a rec room, hobby area, or storage. Completing the home is the oversized garage, freshly painted and finished with a brand new epoxy coated floor. Click on the virtual tour link, view the floor plans, photos and YouTube link and then call your REALTOR to schedule your private viewing of this great property!

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementPartially Finished
Lot Size80.09 × 155.44 Feet
CountyPerth
Annual Tax$5,228
Legal DescriptionPT LOT 35 THAMES CONCESSION BLANSHARD; PT LOT 28 WEST SIDE WATER ST PLAN 235 BEING PART 2 ON 44R-4479; ST MARYS

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

River/Stream

Interior Features

Auto Garage Door Remote, Primary Bedroom - Main Floor, Water Heater Owned, Water Softener, Workbench

Security Features

Community Features

Location

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466 Water Street, St. Marys, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 466 Water Street S, St. Marys, ON N4X 1A1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

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Interest Rate5.25%
Down Payment$57,490 (7.0%)
* Minimum Canadian down payment required for this price is $57,490.
Amortization Period25 Years
Estimated Monthly Payment$4,573Based on a loan of $767,410 over 25 years.
Purchase Price$824,900
Loan Amount$767,410
Provincial Land Transfer Tax:$12,973
Total Estimated Closing Taxes:$12,973

About Purchasing a Home in St. Marys, ON

For a property listed at $824,900 in St. Marys, the legal minimum down payment is $57,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,973 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,973.

Nearby Listings

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No current listings found in St. Marys.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$663,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.