56 Ann Street, St. Marys, ON

$498,700
MLS#:X12085116
2 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on June 5, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $498,700 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 30.76 x 168 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Floor Drain, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Stonetown! Ever-popular St. Marys, where old world charm & a small town vibe meet modern amenities ! You'll find this brick bungalow-style semi-detached nicely nestled on a cul de sac west of the Thames River. It delivers smart, spotless & functional main floor living along with extras that count! Whether you're starting fresh, retiring, or right-sizing, this 2-bedroom, 2-bath home offers 1985+/- sq. ft. of living space (on 2 levels) not to mention a beautiful back yard that's larger than many detached homes! A covered front porch adds to the classic curb appeal. Inside, the spacious floor plan flows from the foyer & welcoming living room into the well laid out kitchen and generous dining space. From patio doors, you'll enjoy views of the expansive yard. Step out under the shelter of the covered patio or private deck and gazebo, designed for relaxing and outdoor entertaining! The primary bedroom with 2 closets, easily fits a king-sized suite. Comfortably-sized 2nd bedroom also on this level. Everything's where it should be: pantry, linen, large main floor laundry closet! Need more living space? Head downstairs and add a big rec room, 3-piece bath, utility room, and a flex space ideal for a home office, hobby zone, or storage A low-maintenance yard, level lot, and no condo fees make life easy. Attached garage with inside entry protects you from nasty weather. Parking for two in the concrete driveway. Quiet setting, just a short stroll to the scenic Grand Trunk Trail, shops, parks, cafes, more trails and St. Marys hospital. A short drive to London, Stratford, and Kitchener-Waterloo, you've got big-city connections with a small-town soul. More than a home, this is a lifestyle move that just makes sense!

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Property Summary

This detached home located at 56 Ann Street, St. Marys is currently for sale and has been available on SousaSells for 457 days. This property is listed at $498,700 with an estimated mortgage of $1,660* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 56 Ann Street, St. Marys is in the St. Marys neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 5, 2025
Sold price information is available to members only
Listed Date4/15/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionBrick
BasementPartially Finished
Lot Size30.76 × 168 Feet
CountyPerth
Annual Tax$3,396.87
Legal DescriptionPT LOT 40 PLAN 210 ST MARYS; PT LOT 41 PLAN 210 ST MARYS; PT LOT 42 PLAN 210 ST MARYS; PT CHRISTIE ST PLAN 210 ST MARYS CLOSED BY R132464; PT 4, 44R3333 ; ST MARYS

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Golf, Hospital, Place Of Worship, Rec./Commun.Centre, River/Stream

Interior Features

Auto Garage Door Remote, Floor Drain, Primary Bedroom - Main Floor, Sump Pump, Water Heater, Water Meter, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

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56 Ann Street, St. Marys, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 56 Ann Street, St. Marys, ON N4X 1A8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

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Interest Rate4.00%
Down Payment$149,610 (30.0%)
* Minimum Canadian down payment required for this price is $24,935.
Amortization Period30 Years
Estimated Monthly Payment$1,660Based on a loan of $349,090 over 30 years.
Purchase Price$498,700
Loan Amount$349,090
Provincial Land Transfer Tax:$6,449
Total Estimated Closing Taxes:$6,449

About Purchasing a Home in St. Marys, ON

For a property listed at $498,700 in St. Marys, the legal minimum down payment is $24,935 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,449 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,449.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,485

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.