87 St Andrew Street, St. Marys, ON

$849,900
MLS#:X13413768
3 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $849,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 250 x 150 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to one of St. Marys' most unique and sought-after properties. Tucked away at the end of a quiet dead-end road, this rare offering sits on an impressive 0.86-acre lot, providing an unmatched combination of privacy, space, and future potential-all within town limits.This well-maintained 1.5-storey home features 3 bedrooms and 1 bathroom, a gourmet kitchen with custom Frayne Cabinets, offering comfortable living with timeless charm and pride of ownership evident throughout. The home's functional layout is ideal for families, first-time buyers, or anyone seeking a peaceful setting with room to grow.What truly sets this property apart is its exceptional development potential. Current there is potential to provide the opportunity to add up to a 450 sq. ft. addition to the existing home, as well as a detached 500 sq. ft. shop-an incredibly rare opportunity in a location like this. Whether you're dreaming of expanding your living space, creating a home-based business setup, workshop, hobby space, or additional storage, the possibilities are endless.The expansive lot offers plenty of room to enjoy outdoor living, gardening, entertaining, or simply taking in the serene surroundings. Properties of this size and setting rarely become available in St. Marys, making this a truly one-of-a-kind opportunity.Don't miss your chance to own a private retreat with future potential in one of St. Marys' most desirable and unique locations. 87 St Andrew St N consists of 4 lots that are 50 feet x 150 feet. There is an additional 50 feet x 152 feet lot to the south that is also included in the purchase price.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size250 × 150 Feet
CountyPerth
Annual Tax$3,303
Legal DescriptionLOT 13 PLAN 236 ST MARYS; LOT 14 PLAN 236 ST MARYS; LOT 15 PLAN 236 ST MARYS; LOT 16 PLAN 236 ST MARYS ; ST MARYS

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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87 St Andrew Street, St. Marys, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 87 St Andrew Street N, St. Marys, ON N4X 1A2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

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Interest Rate5.25%
Down Payment$59,990 (7.1%)
* Minimum Canadian down payment required for this price is $59,990.
Amortization Period25 Years
Estimated Monthly Payment$4,707Based on a loan of $789,910 over 25 years.
Purchase Price$849,900
Loan Amount$789,910
Provincial Land Transfer Tax:$13,473
Total Estimated Closing Taxes:$13,473

About Purchasing a Home in St. Marys, ON

For a property listed at $849,900 in St. Marys, the legal minimum down payment is $59,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,473 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$662,458

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.