428 Queen Street, Unit 31, St. Marys, ON

$359,900
MLS#:X13854266
1 beds
1 baths
800-899 sqft
1.0 parking
Residential Condo & Other
Residential Condo & Other for sale - 1 Bed, 1 Bath Home at 428 Queen Street St. Marys ON listed at $359,900 (MLS# X13854266) - Main View
For Sale
Added:Oct 1, 2026(1 day ago)
Updated:Oct 2, 2026(today)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable 1 Storey/Apt condo townhouse located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $359,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 800-899 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Air Exchanger, On Demand Water Heater, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Pol Quality Homes is thrilled to announce the launch of a new condominium project in St. Marys, ON. This development features beautifully designed one- and two-bedroom units. Features include: In-Suite Laundry, Hard Surface Countertops, Premium Vinyl Plank Flooring, One Exclusive Parking Space, Walking Distance to Local Amenities, Stainless steel appliance package. This project presents exceptional opportunity for first time home buyers looking to enter the real estate market or investment opportunities, especially for clients seeking strong cash flow potential! Construction is already underway, with Phase 1completed and Phase 2 expected to be completed by the end of 2026. Secure your unit today and take advantage of this incredible opportunity. Call for more details or to schedule a consultation. Multiple floor plans and pricing available, call today! *All interior photos are of model suite*

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Property Summary

This townhouse located at 428 Queen Street, St. Marys is currently for sale and has been available on SousaSells for 1 day. This property is listed at $359,900 with an estimated mortgage of $1,198* per month. It has 1 bed, 1 bathroom, and is 800-899 square feet. 428 Queen Street, St. Marys is in the St. Marys neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in St. Marys, St. Marys.

Great for Small Household / Couples
What We Love About This Home
  • •1 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •800-899 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in St. Marys.

Target Buyer Match

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
800-899 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Price$359,900
Maintenance Fee$200.17/mo
AddedOct 1, 2026 (1 day ago)
UpdatedOct 2, 2026 (today)
Last Checked23 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX A-B Realty Ltd

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style1 Storey/Apt
ConstructionBrick, Stone
BasementNone
CountyPerth
Annual Tax$0

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Golf
  • Greenbelt/Conservation
  • Hospital
  • Rec./Commun.Centre
  • River/Stream
  • School

Interior Features

  • Air Exchanger
  • On Demand Water Heater
  • Water Heater Owned

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Marys Home Buyer Advisory & Market HubActive MLS® Listing in St. Marys, Ontario

Looking to Buy a Home in St. Marys?

If you are looking for a house in St. Marys or researching St. Marys real estate for sale, this 1-bedroom condo apartment at 428 Queen Street, Unit 31, St. Marys, ON offers an exceptional opportunity to buy a home in St. Marys, Ontario. Whether you are a first-time St. Marys home buyer or comparing active St. Marys MLS® homes for sale, working with a dedicated St. Marys buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Marys Homes for Sale & MLS® Listings

Browse all verified St. Marys real estate listings, compare active St. Marys houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated St. Marys Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Marys realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Marys Buyer Budget & Costs

Estimated mortgage: $1,198*/month*. Estimated Ontario Land Transfer Tax: $3,874. First-time St. Marys home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Marys

Frequently Asked Questions about 428 Queen Street, Unit 31, St. Marys, ON

Q.What is the asking price for 428 Queen Street, Unit 31, St. Marys, ON ?

The current listing price for 428 Queen Street, Unit 31, St. Marys, ON in St. Marys, St. Marys is $359,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 1 bedroom and 1 bathroom across approximately 800-899 sqft.

Q.What property type and architectural style is 428 Queen Street, Unit 31, St. Marys, ON ?

428 Queen Street, Unit 31, St. Marys, ON is a Condo Townhouse (1 Storey/Apt) featuring a None basement.

Q.What key property features does 428 Queen Street, Unit 31, St. Marys, ON offer?

Key property features include: Golf, Greenbelt/Conservation, Hospital, Rec./Commun.Centre, River/Stream, School.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, On Demand Water Heater, Water Heater Owned.

Q.What security features are installed at 428 Queen Street, Unit 31, St. Marys, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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428 Queen Street, Unit 31, St. Marys, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

St. Marys, St. Marys

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 428 Queen Street W 31, St. Marys, ON N4X 0C8

Estimated Sales Range
$342,000 - $353,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

Configure Loan Settings

Interest Rate4.00%
Down Payment$107,970 (30.0%)
* Minimum Canadian down payment required for this price is $17,995.
Amortization Period30 Years
Estimated Monthly Payment$1,198Based on a loan of $251,930 over 30 years.
Purchase Price$359,900
Loan Amount$251,930
Provincial Land Transfer Tax:$3,874
Total Estimated Closing Taxes:$3,874

About Purchasing a Home in St. Marys, ON

For a property listed at $359,900 in St. Marys, the legal minimum down payment is $17,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,874 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,874.

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St. Marys, St. Marys Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$694,296

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Marys, St. Marys

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

No secondary schools data loaded.

St. Marys, St. Marys Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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