This property was sold on August 15, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to this charming two-storey home, offering 1600 sq ft above grade and an additional 400 sq ft of finished basement space. This thoughtfully updated and well-maintained property is the perfect blend of comfort, style, and privacy. Located in a peaceful area, and close to all amenities its ideal for families looking for a spacious and inviting home. The home features 3 spacious bedrooms upstairs, including a primary suite with a private ensuite bathroom. The second level also includes an updated main bathroom (renovated in 2020). On the main level the living room is warm and inviting, with beautiful hardwood floors and a cozy gas fireplace that overlooks the backyard and a serene treed area, creating a peaceful atmosphere inside and out. Updated half bathroom on the main floor along with the kitchen which was fully updated in 2020, showcasing elegant granite countertops and plenty of counter space for meal prep and family gatherings. Walk out of your dining area into the private backyard is one of the homes standout features, with a wonderful two-tiered deck, perfect for outdoor entertaining or simply relaxing in your own private oasis. The finished basement (400 sq ft) offers a bright recreation room thats currently being used as a gym, as well as ample storage space for all your needs. Additional highlights include a double car heated garage and a driveway that fits 4 more cars, providing ample parking for your family and guests. The shingles were replaced in 2016, and the furnace was updated in 2019, ensuring the homes systems are in great shape for years to come. Both the main level bathroom and second-level shared 4pc bathroom were renovated in 2020, offering modern finishes and convenience. This home offers the perfect combination of modern updates, functional living spaces, and a private outdoor retreat. Its a must-see for those looking for a move-in-ready home with plenty of room to grow. Don't miss your opportunity to view this exceptional property!
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This detached home located at 1 Riverbank Drive, St. Thomas is currently for sale and has been available on SousaSells for 436 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 1 Riverbank Drive, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Fenced Yard, Greenbelt/Conservation, Park, Place Of Worship, Public Transit, River/Stream
Auto Garage Door Remote, In-Law Capability
Alarm System
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 1 Riverbank Drive, St. Thomas, ON N5P 4M5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $649,900 in St. Thomas, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.