10 1/2 NAAMA Street, St. Thomas, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $414,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 44 x 118.8 ft lot
- Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Located just minutes from downtown St. Thomas, this updated detached two-bedroom home blends character, thoughtful updates, and practical living throughout, beginning with the enclosed front porch that adds additional usable living area and a welcoming entry. The main level features a spacious living and dining area with restored original flooring and a natural transition into the large eat-in kitchen, complete with granite countertops, white cabinetry, stainless steel appliances, a centre island, and direct access to the backyard and rear deck, ideal for outdoor dining and entertaining. Upstairs includes two comfortable bedrooms and a beautifully renovated bathroom with a freestanding soaker tub, separate walk-in glass shower, and a walk-through closet that adds excellent storage and organization. The lower level adds versatility with a den, second bathroom, and additional storage space. Outside, the property offers a good-sized yard, storage shed, and private double driveway with parking for multiple vehicles, all set in a convenient location close to all amenities.
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Pricing & Value Insights
Data-driven valuation for 10 1/2 NAAMA Street, St. Thomas, ON N5R 1X4
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About Purchasing a Home in St. Thomas, ON
For a property listed at $414,900 in St. Thomas, the legal minimum down payment is $20,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,773 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,773.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.