103 First Avenue, St. Thomas, ON
Property no longer active
This property was sold on September 22, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $529,888 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 6 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 700-1100 sqft on a premium 50.14 x 100.29 ft lot
- Features a apartment basement, adding superb versatility for recreation, a home gym, or extra storage
- 7.0 total parking spaces available with a convenient detached configuration
- Notable attributes: In-Law Capability
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 103 First Ave in St. Thomas. This spacious multi-generational home features 3 bedrooms on the main level plus 3 additional bedrooms in the lower level, offering two separate living areas. With potential rental income of $1,500+ per month, this property provides an excellent mortgage helper opportunity. The layout is ideal for extended families, investors, or buyers seeking flexibility in their living arrangements. A large detached double car garage and driveway parking for up to 7 vehicles offer exceptional convenience. Main floor laundry adds to the practicality of this well-designed home. Located in a family-friendly neighborhood close to schools, parks, shopping, and minutes from downtown St. Thomas, with easy access to London. A smart choice for those seeking space, value, and income potential in a convenient location.
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Property Summary
This detached home located at 103 First Avenue, St. Thomas is currently for sale and has been available on SousaSells for 318 days. This property is listed at $529,888 with an estimated mortgage of $1,764* per month. It has 6 beds, 2 bathrooms, and is 700-1100 square feet. 103 First Avenue, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 103 First Avenue, St. Thomas, ON N5R 4N9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $529,888 in St. Thomas, the legal minimum down payment is $27,989 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,073 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.