103 Scott Street, St. Thomas, ON
Property no longer active
This property was sold on February 27, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $299,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 43 x 92 ft lot
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Primary Bedroom - Main Floor, Storage
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
You love small town living and you dream of designing your own 'home sweet home' and now is your chance, right in the heart of affordable St Thomas! This easy-living one-floor home on a quiet street is available for the first time in a generation. With a pretty covered porch, high ceilings, a generous eat-in kitchen and spacious formal dining, main floor laundry (could easily be converted back to a 3rd bedroom), lots of replacement windows and a bonus wonderful family room addition. This home appeals to both first-time buyers and downsizers. You can even finish the full height basement to add more living space. Wonderful location close to shopping, library and restaurants along Talbot St and a lovely walk along city paths to popular Athletic Park.
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Property Summary
This detached home located at 103 Scott Street, St. Thomas is currently for sale and has been available on SousaSells for 157 days. This property is listed at $299,900 with an estimated mortgage of $998* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 103 Scott Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Primary Bedroom - Main Floor, Storage
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 103 Scott Street, St. Thomas, ON N5P 1L2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $299,900 in St. Thomas, the legal minimum down payment is $14,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,974 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,974.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.