Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $439,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Wonderful 3 bedroom home on a great lot in the south end of St Thomas, very close to all local amenities including schools, Churches and shopping. Lots of hardwood flooring and natural woodwork as well as fresh paint throughout. Desirable features include a main floor laundry and an enclosed front porch that's insulated and heated which adds square footage for an office or sitting room. There are many upgrades including steel roof, soffit and fascia, gas furnace, vinyl windows, basement water proofing, 100 AMP breaker panel and more. The large detached garage is insulated and wired, great for a man cave, and the rear yard is fenced. There is an inviting sundeck and patio overlooking the private yard and kids play area. Well cared for and perfect for first time buyers or those wishing to downsize.
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No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 106 Fairview Avenue, St. Thomas, ON N5R 4X6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $439,000 in St. Thomas, the legal minimum down payment is $21,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,255 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.