Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $545,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to 108 Lawrence Ave in St. Thomas! A beautifully updated all-brick bungalow offering versatile living space inside and out. This 3+1 bedroom, 2 full bathroom home has been thoughtfully updated and is perfect for families, first-time buyers, or those looking for a one floor home. The main floor features a bright and inviting layout with 3 comfortable bedrooms and an updated full bathroom. The spacious, modern kitchen is complete with a large island, ample storage, and plenty of room to host. Just off the kitchen, you'll find a finished bonus space ideal for a home business, gym, additional living room, or entertaining area. The fully finished basement extends your living space with a spacious family room, an additional bedroom, a full bathroom, and a separate playroom. Step outside to enjoy the large fully fenced backyard; perfect for kids, pets, and summer entertaining. Located just around the corner from Mitchell Hepburn Public School and Orchard Park which has scenic walking trails and a nearby park. This home offers everything from tasteful upgrades to a great location for all types of buyers.* Full list of upgrades in the documents tab
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This detached home located at 108 Lawrence Avenue, St. Thomas is currently for sale and has been available on SousaSells for 16 days. This property is listed at $545,000 with an estimated mortgage of $1,814* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 108 Lawrence Avenue, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Fenced Yard, Hospital, Park, School
Carpet Free, Primary Bedroom - Main Floor
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Data-driven valuation for 108 Lawrence Avenue, St. Thomas, ON N5R 5G3
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Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $545,000 in St. Thomas, the legal minimum down payment is $29,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,375 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,375.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.