This property was sold on October 24, 2024. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $439,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
This beautiful move in ready 1.5 story home is sure to impress. Entering the home from the back door you'll find a main floor laundry room with sink and a full 3 piece bathroom. Next is a spacious open concept living area with a large kitchen complete with quartz counters, an island and stainless steel appliances, a bright living room and dining area. Off to the side of the main living area is a main floor bedroom and side door entrance. The second floor is host to 2 bedrooms and a full bathroom. The basement offers ample storage space and a partially finished area. The exterior of the home is ideal with a large front to back laneway with gate, single detached garage, covered back deck, metal roof, hot tub, fire pit and green space.
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This detached home located at 108 Scott Street, St. Thomas is currently for sale and has been available on SousaSells for 669 days. This property is listed at $439,900 with an estimated mortgage of $1,464* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 108 Scott Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Fenced Yard, Library, Park, Place Of Worship, Public Transit
Carpet Free, Floor Drain
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 108 Scott Street, St. Thomas, ON N5P 1L3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $439,900 in St. Thomas, the legal minimum down payment is $21,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,273 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.