109 Ross Street, St. Thomas, ON

Expired - Members Only
MLS#:Members Only
12 Bedrooms + 2 = 14 Total Bedrooms
12 baths
5000 + sqft
5.0 parking
Residential Freehold
Residential Freehold for sale - 14 Bed, 12 Bath Home at 109 Ross Street St. Thomas ON listed at $1,695,000 (MLS# X12916728) - Main View
For Sale
⚠️ Listing ExpiredThis property listing is currently expired.

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Added:Mar 23, 2026(236 days ago)
Updated:Sep 1, 2026(74 days ago)
Last Checked:25 minutes ago

Property Highlights

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Welcome to this remarkable 3-Storey fourplex located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,695,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 14 Bedrooms and 12 Bathrooms with 4 functional kitchens
  • Generous living space spanning 5000 + sqft on a premium 59.42 x 99.77 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (5.0 total parking spaces)
  • Notable attributes: Sump Pump, Water Heater Owned, Separate Hydro Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

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Brand new purpose-built 4-plex in St. Thomas. Located just minutes to London, Hwy 401, and Port Stanley beaches, this custom new build features 5500+ Sq ft of luxury finishes throughout. Always Fully Rented - Current income $112,800/year ($2300,$2400,$2500,$2200). Each side-by-side unit features a mirrored floor plan with 3 bedrooms, 2.5 baths, open-concept layout, and walkout to rear parking. All units include high ceilings, quartz countertops, upgraded lighting, in-suite laundry, and brand new appliances. Separately metered for all services with tenants paying all utilities. All paved wtih 5 parking spaces . Located near major employers including the VW EV battery plant and Amazon centre. Strong cash flow in a high-demand rental market, multi-generational living, or ideal live in with income! Note: very low property taxes and general out door maintenance. High quality construction. An excellent building to add to your portfolio! 6.1% CAP Rate!

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Property Summary

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This fourplex located at 109 Ross Street, St. Thomas is currently for sale and has been available for 236 days. This property is listed at $1,695,000 with an estimated mortgage of $5,642* per month. It has 14 beds, 12 bathrooms, and is 5000 + square feet. 109 Ross Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

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Bedrooms
12 Bedrooms + 2 = 14 Total Bedrooms
Bathrooms
12
Kitchens
4
Living Area
5000 + sqft
Property Type
Residential Freehold

Additional Details

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StatusExpired
Price$1,695,000
AddedMar 23, 2026 (236 days ago)
UpdatedSep 1, 2026 (74 days ago)
Last Checked25 minutes ago
Transaction TypeFor Sale
List Office NameCENTURY 21 FIRST CANADIAN CORP

Property Details

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Property Sub-TypeFourplex
Architectural Style3-Storey
ConstructionVinyl Siding
BasementFull, Finished
Lot Size59.42 × 99.77 Feet
CountyElgin
Annual Tax$5,000
Legal DescriptionLT 5 PL 76 ST.THOMAS; ST.THOMAS

Parking & Garage

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Parking Total5.0
Parking Space5
Garage Parking0.0
Garage TypeNone

Heating & Cooling

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Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

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Property Features

  • Hospital
  • Library
  • School

Interior Features

  • Sump Pump
  • Water Heater Owned
  • Separate Hydro Meter
  • On Demand Water Heater
  • In-Law Capability

Security Features

  • Other
  • Carbon Monoxide Detectors

Community Features

None listed

Property History

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No historical data available for this property.

This could be the first listing for this address.

St. Thomas Homeowner & Seller AdvisoryOff-Market Reference

What is your house worth in St. Thomas?

This property at 109 Ross Street, St. Thomas, ON has closed. If you own a home on this street or nearby in St. Thomas, recent market trends and verified sold prices directly determine your home equity.

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Frequently Asked Questions about 109 Ross Street, St. Thomas, ON

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Q.What is the asking price for 109 Ross Street, St. Thomas, ON ?

The current listing price for 109 Ross Street, St. Thomas, ON in St. Thomas, St. Thomas is $1,695,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 14 bedrooms and 12 bathrooms across approximately 5000 + sqft.

Q.What property type and architectural style is 109 Ross Street, St. Thomas, ON ?

109 Ross Street, St. Thomas, ON is a Fourplex (3-Storey) featuring a Full, Finished basement.

Q.What key property features does 109 Ross Street, St. Thomas, ON offer?

Key property features include: Hospital, Library, School.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump, Water Heater Owned, Separate Hydro Meter, On Demand Water Heater, In-Law Capability.

Q.What security features are installed at 109 Ross Street, St. Thomas, ON ?

Security features include: Other, Carbon Monoxide Detectors.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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109 Ross Street, St. Thomas, ON
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

St. Thomas, St. Thomas

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 109 Ross Street, St. Thomas, ON N5R 3X8

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Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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St. Thomas, St. Thomas Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$744,569

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Thomas, St. Thomas

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

St. Thomas, St. Thomas Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$1,695,000

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