12 Chester Street, St. Thomas, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $454,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 1 Bedroom and 3 Bathrooms
- Generous living space spanning 2000-2500 sqft on a premium 101.36 x 125.37 ft lot
- Features a finished with walk-out, separate entrance, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 0.0 garage spaces (10.0 total parking spaces)
- Notable attributes: Storage, Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 12 Chester Street, a rare and inspiring property in the heart of St. Thomas. Originally built in 1890 as a church, this unique structure blends historic charm with the flexibility and space today's buyers and investors are seeking. Spanning approximately 2,192 square feet on the main and 1700 on 5he lower levels, the building offers nearly 3900 square feet of total living space. The main floor features a large great room with soaring ceilings and abundant natural light, a welcoming foyer, two 2-piece bathrooms, and a spacious office-ideal for remote work or creative use. The lower level is fully equipped for residential living, with a full eat-in kitchen, dining area, living space, primary bathroom, laundry room, and bedroom quarters. It's a comfortable layout that suits a variety of living or rental scenarios. Zoned R3, this property presents exciting potential for conversion into a triplex. There is also a possibility for the construction of a large garage with an additional dwelling unit above-offering further options for added living space or rental income, and parking for 10 cars. Set on just over half an acre and located close to local amenities, parks, and schools, this property combines historic character with modern opportunity. Whether you're looking to invest, redevelop, or settle into a truly one-of-a-kind space, 12 Chester Street offers a canvas full of possibility. Explore the potential! This is a property that invites your imagination. Roof replaced 2023
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Property Summary
This detached home located at 12 Chester Street, St. Thomas is currently for sale and has been available for 25 days. This property is listed at $454,900 with an estimated mortgage of $1,514* per month. It has 1 bed, 3 bathrooms, and is 2000-2500 square feet. 12 Chester Street, St. Thomas is in the St. Thomas neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in St. Thomas, St. Thomas.
- •1 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •2000-2500 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Arts Centre
- Hospital
- Level
- Library
- Park
- Place Of Worship
Interior Features
- Storage
- Water Heater Owned
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in St. Thomas?
If you are looking for a house in St. Thomas or researching St. Thomas real estate for sale, this 1-bedroom detached at 12 Chester Street, St. Thomas, ON offers an exceptional opportunity to buy a home in St. Thomas, Ontario. Whether you are a first-time St. Thomas home buyer or comparing active St. Thomas MLS® homes for sale, working with a dedicated St. Thomas buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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St. Thomas Buyer Budget & Costs
Estimated mortgage: $1,514*/month*. Estimated Ontario Land Transfer Tax: $5,573. First-time St. Thomas home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in St. Thomas
Frequently Asked Questions about 12 Chester Street, St. Thomas, ON
Q.What is the asking price for 12 Chester Street, St. Thomas, ON ?
The current listing price for 12 Chester Street, St. Thomas, ON in St. Thomas, St. Thomas is $454,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 1 bedroom and 3 bathrooms across approximately 2000-2500 sqft.
Q.What property type and architectural style is 12 Chester Street, St. Thomas, ON ?
12 Chester Street, St. Thomas, ON is a Detached (Bungalow) featuring a Finished with Walk-Out, Separate Entrance, Walk-Out basement.
Q.What key property features does 12 Chester Street, St. Thomas, ON offer?
Key property features include: Arts Centre, Hospital, Level, Library, Park, Place Of Worship.
Q.What interior features are included in this home?
Interior highlights include: Storage, Water Heater Owned.
Q.Is parking available at this property?
Yes, this property offers parking space for 10.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Open in Google MapsNeighborhood Safety & Crime Analytics
St. Thomas, St. Thomas
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 12 Chester Street, St. Thomas, ON N5R 1T8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $454,900 in St. Thomas, the legal minimum down payment is $22,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,573 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,573.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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