12 Circlewood Drive, St. Thomas, ON

$699,900
MLS#:X9364663
4 beds
3 baths
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on September 26, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Premium 45 x 105 ft lot size
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Storage, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Stunning 3+1 Bedroom home in the family friendly subdivision of North East St. Thomas. You immediately feel the comfort and peace as you walk through the front door. The updated kitchen and flooring, as well as the entertainment sized dining and family room on the spacious main floor will continue to impress as you take in the beauty of this home. Plenty of room for friends and family to enjoy this gorgeous home with you. Other recent updates include newer appliances, updated ensuite, new sump pump, new furnace and more. 3 generously sized bedrooms and 2 full baths complete the upstairs. There is a finished basement with an extra bedroom and unlimited possibilities in the large family room area. The south facing back yard is an amazing entertainment space with a large stamped concrete patio, fenced yard and above ground pool. The large shed provides great storage for all your backyard activities. Not only is this an immaculate, well cared for home, it is in a fabulous "family friendly neighbourhood", close to great schools, numerous parks, hiking trails, and a new outdoor sports facility. Plus an easy commute! You wont want to miss this one!

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Property Summary

This detached home located at 12 Circlewood Drive, St. Thomas is currently for sale and has been available on SousaSells for 663 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 4 beds, 3 bathrooms, and is unknown square feet. 12 Circlewood Drive, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 26, 2024
Sold price information is available to members only
Listed Date9/24/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Brick
BasementFinished
Lot Size45 × 105 Feet
CountyElgin
Annual Tax$4,242.66
Legal DescriptionLOT 62, PLAN 11M-165, ST. THOMAS.

Parking & Garage

Parking Total5.0
Parking Space3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Storage, Sump Pump

Security Features

Community Features

Location

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12 Circlewood Drive, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 Circlewood Drive, St. Thomas, ON N5P 0A6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$209,970 (30.0%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,930 over 30 years.
Purchase Price$699,900
Loan Amount$489,930
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in St. Thomas, ON

For a property listed at $699,900 in St. Thomas, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.