127 Cortland Terrace, St. Thomas, ON
Property Highlights
Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 31.26 x 113.52 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 1.0 garage spaces (3.0 total parking spaces) with a convenient attached configuration
- Notable attributes: ERV/HRV, On Demand Water Heater, Rough-In Bath
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to this end-unit townhome with NO CONDO FEES, featuring thoughtful touches you won't find in every home! This property offers three spacious bedrooms and two and a half bathrooms. The living room features modern wood paneling and electric blinds, while the kitchen offers quartz countertops and appliances that are only two years old. The primary suite includes a 3-piece ensuite and a spacious walk-in closet. The backyard was freshly fenced just one month ago, providing added privacy, and features a wooden deck and gazebo, making it the perfect space to relax or entertain. The unfinished basement offers plenty of potential, with a bathroom rough-in and enough space for a possible fourth bedroom. The garage also includes a newly installed remote garage door opener for added convenience. With no condo fees, plenty of space, and thoughtful upgrades throughout, this is a home you won't want to miss!
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Property Summary
This townhouse located at 127 Cortland Terrace, St. Thomas is currently for sale and has been available for 8 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 127 Cortland Terrace, St. Thomas is in the St. Thomas neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in St. Thomas, St. Thomas.
- •3 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •1500-2000 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in St. Thomas.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- ERV/HRV
- On Demand Water Heater
- Rough-In Bath
- Storage
- Sump Pump
Security Features
- Carbon Monoxide Detectors
- Smoke Detector
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in St. Thomas?
If you are looking for a house in St. Thomas or researching St. Thomas real estate for sale, this 3-bedroom att/row/townhouse at 127 Cortland Terrace, St. Thomas, ON offers an exceptional opportunity to buy a home in St. Thomas, Ontario. Whether you are a first-time St. Thomas home buyer or comparing active St. Thomas MLS® homes for sale, working with a dedicated St. Thomas buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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St. Thomas Buyer Budget & Costs
Estimated mortgage: $1,830*/month*. Estimated Ontario Land Transfer Tax: $7,473. First-time St. Thomas home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in St. Thomas
Frequently Asked Questions about 127 Cortland Terrace, St. Thomas, ON
Q.What is the asking price for 127 Cortland Terrace, St. Thomas, ON ?
The current listing price for 127 Cortland Terrace, St. Thomas, ON in St. Thomas, St. Thomas is $549,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.
Q.What property type and architectural style is 127 Cortland Terrace, St. Thomas, ON ?
127 Cortland Terrace, St. Thomas, ON is a Att/Row/Townhouse (2-Storey) featuring a Unfinished basement.
Q.What interior features are included in this home?
Interior highlights include: ERV/HRV, On Demand Water Heater, Rough-In Bath, Storage, Sump Pump.
Q.What security features are installed at 127 Cortland Terrace, St. Thomas, ON ?
Security features include: Carbon Monoxide Detectors, Smoke Detector.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
St. Thomas, St. Thomas
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 127 Cortland Terrace, St. Thomas, ON N5P 3S6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $549,900 in St. Thomas, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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