127 Hughes Street, St. Thomas, ON

$359,000
MLS#:X13633962
3 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
127 Hughes Street, St. Thomas, ON N5P 2Z3

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $359,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 56 x 120 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming 1.5-storey home nestled in a mature neighbourhood in St. Thomas! Situated on a quiet dead-end street, this inviting property is ideal for first-time buyers looking to add their personal touch or investors seeking a great addition to their portfolio. Featuring 3 bedrooms, a detached garage, and a generous backyard perfect for entertaining, family gatherings, or everyday play, this home offers plenty of potential. Recent updates provide added peace of mind, including a newer roof (2021), hardwood flooring on the upper level (2022), renovated bathroom (2022), basement windows (2024), and hot water heater (2022). Conveniently located close to downtown amenities, shopping, restaurants, and everyday conveniences, this charming home offers an excellent opportunity to step into homeownership. Don't miss your chance-127 Hughes is ready to welcome its next owners!

Upcoming Open Houses

Thursday, August 13, 20265:00 PM - 7:00 PMPublic
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Property Summary

This detached home located at 127 Hughes Street, St. Thomas is currently for sale and has been available on SousaSells for 2 days. This property is listed at $359,000 with an estimated mortgage of $1,195* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 127 Hughes Street, St. Thomas is in the St. Thomas neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in St. Thomas, St. Thomas.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Thomas.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding
BasementFull, Unfinished
Lot Size56 × 120 Feet
CountyElgin
Annual Tax$2,479.68
Legal DescriptionPT LT 88-89 PL 85 YARMOUTH AS IN E138435; ST. THOMAS

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Storage
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 127 Hughes Street, St. Thomas, ON

Q.What is the asking price for 127 Hughes Street, St. Thomas, ON ?

The current listing price for 127 Hughes Street, St. Thomas, ON in St. Thomas, St. Thomas is $359,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 127 Hughes Street, St. Thomas, ON ?

127 Hughes Street, St. Thomas, ON is a Detached (1 1/2 Storey) featuring a Full, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Primary Bedroom - Main Floor, Storage, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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127 Hughes Street, St. Thomas, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 127 Hughes Street, St. Thomas, ON N5P 2Z3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$107,700 (30.0%)
* Minimum Canadian down payment required for this price is $17,950.
Amortization Period30 Years
Estimated Monthly Payment$1,195Based on a loan of $251,300 over 30 years.
Purchase Price$359,000
Loan Amount$251,300
Provincial Land Transfer Tax:$3,860
Total Estimated Closing Taxes:$3,860

About Purchasing a Home in St. Thomas, ON

For a property listed at $359,000 in St. Thomas, the legal minimum down payment is $17,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,860 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,860.

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St. Thomas, St. Thomas Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$744,569

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Thomas, St. Thomas

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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St. Thomas, St. Thomas Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.