Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $424,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
This 1 1/2 storey home is ideally located on the south side of town close to schools, Pinafore Park and walking trails. Entering the home you are greeted by a foyer that leads to the spacious and bright living/dining room or to the thoughtfully laid out kitchen. At the rear of the home is a large main floor bedroom, full bathroom with newer tub and an office with patio door access out to the patio and in-ground pool. The second level is host to the remaining two bedrooms. Finishing off the interior is the basement with plenty of room for storage, laundry room and a shop area. Outside offers parking for two, a quiet cal-de-sac setting, an updated 18'x36' in-ground pool, concrete patio with outdoor kitchen, garden shed and privacy. This home is ready for you to start enjoying the summer! Furnace replaced 2026, Pool Renovated 2020.
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Cul de Sac/Dead End, Fenced Yard, Hospital, Park, School
Sump Pump
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 13 Bell Avenue, St. Thomas, ON N5R 1G4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $424,900 in St. Thomas, the legal minimum down payment is $21,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,973 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,973.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.