13 Pol Court, St. Thomas, ON

$484,900
MLS#:X14151382
3 Bedrooms + 1 = 4 Total Bedrooms
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 13 Pol Court St. Thomas ON listed at $484,900 (MLS# X14151382) - Main View
For Sale
Added:Nov 5, 2026(9 days ago)
Updated:Nov 6, 2026(8 days ago)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $484,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 35 x 100 ft lot
  • Features a full, separate entrance, finished, development potential basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (3.0 total parking spaces)
  • Notable attributes: Bar Fridge, In-Law Capability, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Designer-crafted semi-detached with NO CONDO FEES! This stunning home has undergone a top-to-bottom renovation, showcasing exceptional craftsmanship and designer finishes rarely found at this price point! Step inside to discover an open-concept main floor with uninterrupted sightlines, perfect for entertaining. Your eyes will immediately be drawn to the showstopping island kitchen, featuring quartz countertops, a Zellige-style subway tile backsplash, gold fixtures, and all-new appliances, including a bar fridge. The spacious living and dining areas flow seamlessly together, with oversized windows flooding the space with natural light. Whether hosting friends or watching the big game, this layout was designed to impress! Continue down the hall along the scratch-resistant luxury vinyl plank flooring to find 3 spacious bedrooms and a beautifully appointed bathroom featuring a Flodsten floor tile, a tub/shower with artisan subway tile, and a gorgeous walnut vanity with quartz counters and gold fixtures. Heading downstairs, you'll pass a separate entrance before discovering the incredible additional living space! The bright and airy rec room offers plenty of room for both a lounge and games area. With a massive 4th bedroom, another full bathroom, and a separate entrance, the lower level offers exciting in-law suite potential! The bathroom is finished to the same exceptional standard, featuring a walk-in shower and unique gold fixtures. This home isn't just cosmetically transformed; the major mechanicals and exterior improvements have been updated too! Roof (2026), Electrical Panel (2026), Driveway (2026), Vinyl Siding (2026) Furnace (2024), and A/C (2024). Out back, enjoy a fully fenced yard backing onto school grounds, complete with a garden shed for storage. Designer finishes, extensive upgrades, incredible living space, in-law suite potential and NO CONDO FEES! Come experience this one for yourself TODAY!

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Property Summary

This detached home located at 13 Pol Court, St. Thomas is currently for sale and has been available for 9 days. This property is listed at $484,900 with an estimated mortgage of $1,614* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 13 Pol Court, St. Thomas is in the St. Thomas neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in St. Thomas, St. Thomas.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in St. Thomas, St. Thomas.

Target Buyer Match

Key Features

Bedrooms
3 Bedrooms + 1 = 4 Total Bedrooms
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$484,900
AddedNov 5, 2026 (9 days ago)
UpdatedNov 6, 2026 (8 days ago)
Last Checked18 minutes ago
Transaction TypeFor Sale
List Office NameSAKER REALTY CORPORATION

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFull, Separate Entrance, Finished, Development Potential
Lot Size35 × 100 Feet
CountyElgin
Annual Tax$2,549
Rental ItemsHot Water Heater
Legal DescriptionPCL 9-2 SEC M20; PT LT 9 PL M20 ST. THOMAS PT 14, 15, 16, 17, 18 11R1711; T/W PT 13 11R1711 AS IN LT5922; THE WALL, THE CENTRE LINE OF WHICH IS THE LIMIT BTN PT 12 AND 17 ON SAID PL 11R1711, IS HEREBY DECLARED AND ACKNOWLEDGED TO BE A PARTY WALL; S/T LT5370, LT5921; ST. THOMAS

Parking & Garage

Parking Total3.0
Parking Space3
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Bar Fridge
  • In-Law Capability
  • Water Heater
  • Guest Accommodations

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Thomas Home Buyer Advisory & Market HubActive MLS® Listing in St. Thomas, Ontario

Looking to Buy a Home in St. Thomas?

If you are looking for a house in St. Thomas or researching St. Thomas real estate for sale, this 4-bedroom semi-detached at 13 Pol Court, St. Thomas, ON offers an exceptional opportunity to buy a home in St. Thomas, Ontario. Whether you are a first-time St. Thomas home buyer or comparing active St. Thomas MLS® homes for sale, working with a dedicated St. Thomas buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Thomas Homes for Sale & MLS® Listings

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Dedicated St. Thomas Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Thomas realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Thomas Buyer Budget & Costs

Estimated mortgage: $1,614*/month*. Estimated Ontario Land Transfer Tax: $6,173. First-time St. Thomas home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Thomas

Frequently Asked Questions about 13 Pol Court, St. Thomas, ON

Q.What is the asking price for 13 Pol Court, St. Thomas, ON ?

The current listing price for 13 Pol Court, St. Thomas, ON in St. Thomas, St. Thomas is $484,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 13 Pol Court, St. Thomas, ON ?

13 Pol Court, St. Thomas, ON is a Semi-Detached (Bungalow) featuring a Full, Separate Entrance, Finished, Development Potential basement.

Q.What interior features are included in this home?

Interior highlights include: Bar Fridge, In-Law Capability, Water Heater, Guest Accommodations.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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13 Pol Court, St. Thomas, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

St. Thomas, St. Thomas

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 13 Pol Court, St. Thomas, ON N5R 5P9

Estimated Sales Range
$461,000 - $475,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$145,470 (30.0%)
* Minimum Canadian down payment required for this price is $24,245.
Amortization Period30 Years
Estimated Monthly Payment$1,614Based on a loan of $339,430 over 30 years.
Purchase Price$484,900
Loan Amount$339,430
Provincial Land Transfer Tax:$6,173
Total Estimated Closing Taxes:$6,173

About Purchasing a Home in St. Thomas, ON

For a property listed at $484,900 in St. Thomas, the legal minimum down payment is $24,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,173 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,173.

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St. Thomas, St. Thomas Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$744,569

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Thomas, St. Thomas

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

St. Thomas, St. Thomas Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$484,900

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