This property was sold on November 8, 2024. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Charming 3+1 bedroom all brick bungalow with 2 full bathrooms in quiet residential location. Over $45,000 spent on property improvements since Jan 2021. Home features in-law suite in lower level with side door access. Main floor offers open concept living, dining, kitchen, a 3 pc bathroom (with walk in shower '21), and 3 bedrooms with one currently set up as a den with patio doors accessing brand new back deck installed in '22. Oversized primary bedroom with updated windows. Lower level suite has living room, bedroom, 4pc bathroom, and kitchen. There is an additional family room outside the apartment that leads to laundry room which can be accessed without disturbing the basement unit. Backyard is fully fenced with covered deck and good size storage shed. Updated appliances (2-4 yr old) are all included. Other improvements include; custom blinds, expanded rails and epoxy floor on front porch, backyard fencing and gate at driveway. Well cared for home. Walking distance to the Elgin Centre shopping mall. Great opportunity for single or extended family living.
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This detached home located at 14 Lyford Court, St. Thomas is currently for sale and has been available on SousaSells for 632 days. This property is listed at $549,000 with an estimated mortgage of $1,827* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 14 Lyford Court, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Cul de Sac/Dead End, Fenced Yard
In-Law Suite
None
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Data-driven valuation for 14 Lyford Court, St. Thomas, ON N5R 6C6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $549,000 in St. Thomas, the legal minimum down payment is $29,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,455 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.