14 Oxford Terrace, St. Thomas, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $789,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 6 Bedrooms and 4 Bathrooms with 2 functional kitchens
- Generous living space spanning 2000-2500 sqft on a premium 45.09 x 121.74 ft lot
- Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Auto Garage Door Remote, In-Law Suite, On Demand Water Heater
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to this exceptional 4+2 bedroom, 4-bathroom detached home, built by the award-winning Doug Tarry Homes. This beautifully designed Edenbrook Model offers a double-car garage and is situated in one of the most sought-after communities in the southeast corner of St. Thomas, within the highly regarded Mitchell Hepburn School district. this home features a bright open-concept layout with 9-foot ceilings on the main floor, a grand open-to-above foyer, and a spacious family room complete with a cozy fireplace and pot lights. Elegant California shutters are installed throughout, while the convenient main-floor laundry room and interior access to the garage add everyday functionality. The gourmet eat-in kitchen boasts a large island, stylish backsplash, double sink, walk-in pantry, and a walkout to the fully fenced backyard with patio-perfect for entertaining. Upstairs, the generous primary suite offers a walk-in closet and a luxurious 5-piece ensuite. The professionally finished basement, complete with a separate entrance, includes 2 additional bedrooms, a full kitchen, a 3-piece bathroom, and laundry hookups, making it ideal for extended family or potential rental income. Additional highlights include gas lines for both the kitchen stove and backyard BBQ.
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Property Summary
This detached home located at 14 Oxford Terrace, St. Thomas is currently for sale and has been available on SousaSells for 29 days. This property is listed at $789,000 with an estimated mortgage of $2,626* per month. It has 6 beds, 4 bathrooms, and is 2000-2500 square feet. 14 Oxford Terrace, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Interior Features
Auto Garage Door Remote, In-Law Suite, On Demand Water Heater, Storage, Water Heater
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 14 Oxford Terrace, St. Thomas, ON N5R 0B5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $789,000 in St. Thomas, the legal minimum down payment is $53,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,255 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.