143 Chestnut Street, St. Thomas, ON

$429,900
MLS#:X12261464
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on July 18, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Backsplit 4 semi-detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick veneer construction, this residence presents an exceptional opportunity offered at $429,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 35 x 120 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: In-Law Capability, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

If youve been waiting for a home that strikes the right balance between comfort, potential, and location,this one quietly delivers. Tucked into one of St. Thomas most convenient and family-oriented neighbourhoods, this well-maintained 3-bedroom, 2 full bathroom semi-detached home is a smart move, whether you're just starting out or adding to your investment portfolio.Step inside to find a bright and functional main level, where the kitchen catches great natural light throughout the day. Its the kind of layout that works from day one, but also leaves room to bring your own vision to life over time. And with a separate side entrance leading to the lower level, theres real flexibility here!Think in-law suite, income potential, or extra space for teens or guests. The utility room downstairs also offers generous storage, helping keep the rest of the home clutter-free.Out back, the private, fully fenced yard is a quiet retreat. Complete with a gazebo, a patio for summer meals, and space to gather around a fire pit. Whether its kids running around, pets burning off energy, or just you enjoying a quiet evening, its a space that adapts to whatever stage of life youre in.Theres parking for three vehicles in the private drive! Something youll quickly appreciate in a neighbourhood like this.And when it comes to location, youre in a spot that makes daily life easier: Walking distance to Central Elgin High School, Pierre Elliott Trudeau French Immersion, Forest Park Public, and the YMCA. Plus, youre less than a kilometre from the hospital, fire station, and police servicespeace of mind built in.To top it off, the city is currently upgrading all underground infrastructure, Sanitary, storm, and water mainswith plans to repave the road, install new curbs and sidewalks, and restore the driveway and landscaping once complete. The work is expected to wrap up by July 24, 2025.

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Property Summary

This detached home located at 143 Chestnut Street, St. Thomas is currently for sale and has been available on SousaSells for 381 days. This property is listed at $429,900 with an estimated mortgage of $1,431* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 143 Chestnut Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 18, 2025
Sold price information is available to members only
Listed Date7/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBacksplit 4
ConstructionBrick Veneer
BasementUnfinished
Lot Size35 × 120 Feet
CountyElgin
Annual Tax$2,728.61
Legal DescriptionPART LOT 7-9 BLK 25 PLAN 65 DESIGNATED AS PARTS 3,4 11R-1670; ST. THOMAS

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Library, Park, Place Of Worship, School

Interior Features

In-Law Capability, Water Heater

Security Features

Smoke Detector, Carbon Monoxide Detectors

Community Features

Location

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143 Chestnut Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 143 Chestnut Street, St. Thomas, ON N5R 2B3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$128,970 (30.0%)
* Minimum Canadian down payment required for this price is $21,495.
Amortization Period30 Years
Estimated Monthly Payment$1,431Based on a loan of $300,930 over 30 years.
Purchase Price$429,900
Loan Amount$300,930
Provincial Land Transfer Tax:$5,073
Total Estimated Closing Taxes:$5,073

About Purchasing a Home in St. Thomas, ON

For a property listed at $429,900 in St. Thomas, the legal minimum down payment is $21,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,073 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.