15 Oak Street, St. Thomas, ON
Property no longer active
This property was sold on October 9, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $429,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 52 x 132 ft lot
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Central Vacuum, Floor Drain
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Nestled on a quiet street is this adorable, 2 bedroom bungalow. As you walk up the concrete walkway you are greeted by a cute front porch. Step inside the cozy living room featuring a classic wood burning fireplace and large bowed window. The open kitchen/dining area boasts tons of cupboard space for all your culinary needs, room for entertaining family and friends, and loads of natural sunlight flooding in. The 3pc bath has a walk-in shower, large linen closet and a bright skylight. The huge master bedroom (21' long) will fit any size furniture you have and still have space for a lounge area. Another bedroom finishes off this level. The laundry room with sink is on the lower level. The rest of the basement is a blank canvas waiting to be finished. Outside you will find a covered deck that spans the back of the home with sliding doors to the dining room and master bedroom. The rear yard is landscaped and fully fenced with a shed. A little love and updating will make this a great home, whether downsizing for just starting out. Walking distance to schools, the hospital, Pinafore Park and many amenities. Don't miss your chance to own in this desired area!
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Property Summary
This detached home located at 15 Oak Street, St. Thomas is currently for sale and has been available on SousaSells for 316 days. This property is listed at $429,900 with an estimated mortgage of $1,431* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 15 Oak Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Central Vacuum, Floor Drain
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 15 Oak Street, St. Thomas, ON N5R 1R5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $429,900 in St. Thomas, the legal minimum down payment is $21,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,073 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.