152 Elm Street, St. Thomas, ON

$524,900
MLS#:X13449496
3 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on July 14, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $524,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 99.38 ft lot
  • Features a partially finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 152 Elm Street - where a beautiful vaulted-ceiling addition, a heated detached workshop, and approximately $45,000 in upgrades come together in one impressive package. Bright, clean, and exceptionally well maintained, this 2+1 bedroom, 2 bathroom home offers far more than meets the eye.A 2005 addition created a stunning open-concept kitchen and dining area featuring vaulted ceiling, an abundance of cabinetry and counter space, a centre island, pendant and pot lighting, with double garden doors opening to the rear deck and custom patio. Mature landscaping creates a private outdoor setting perfect for relaxing or entertaining. The lower level of the addition offers a spacious primary retreat complete with a 3-piece ensuite and adjoining recreation area.The heated and insulated detached workshop is a rare find, featuring gas heat ('20), electricity, air compressor hookups throughout, rear lean-to storage, and ample space for vehicles, hobbies, trades, or a home-based business. Additional improvements include pot lights and dimmers throughout the main floor ('20), roof ('17), eavestroughs ('17), front porch ('26), front fence ('26), and driveway ('26).Parking for up to 4 vehicles plus a transferable solar panel contract generating approximately $400 annually. Conveniently located just a 5-minute walk to St. Thomas Elgin General Hospital and less than a 10-minute walk to beautiful Pinafore Park. An excellent opportunity for first-time buyers, young professionals, tradespeople, hobbyists, or anyone seeking a move-in-ready home with exceptional versatility, pride of ownership, and a location that puts everyday amenities within easy reach.

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Property Summary

This detached home located at 152 Elm Street, St. Thomas is currently for sale and has been available on SousaSells for 31 days. This property is listed at $524,900 with an estimated mortgage of $1,747* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 152 Elm Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 14, 2026
Sold price information is available to members only
Listed Date6/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementPartially Finished, Separate Entrance
Lot Size60 × 99.38 Feet
CountyElgin
Annual Tax$3,186
Legal DescriptionLOT 2 BLOCK 60 PLAN 65; ST. THOMAS

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Storage

Security Features

Community Features

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Location

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152 Elm Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 152 Elm Street, St. Thomas, ON N5R 1J3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$157,470 (30.0%)
* Minimum Canadian down payment required for this price is $27,490.
Amortization Period30 Years
Estimated Monthly Payment$1,747Based on a loan of $367,430 over 30 years.
Purchase Price$524,900
Loan Amount$367,430
Provincial Land Transfer Tax:$6,973
Total Estimated Closing Taxes:$6,973

About Purchasing a Home in St. Thomas, ON

For a property listed at $524,900 in St. Thomas, the legal minimum down payment is $27,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,973 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.