16 Centre Street, St. Thomas, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $374,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 36 x 107.21 ft lot
- Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
An absolute gem for first-time buyers, this adorable 1.5-storey home is tucked into a quiet neighbourhood with truly lovely neighbours. Sitting proudly on a sunny corner lot, it offers a warm, welcoming feel from the moment you arrive.The flexible main-floor bonus room works beautifully as a bedroom, home office, or playroom, while two additional bedrooms are tucked upstairs. A fully fenced yard offers privacy and space to relax, and the detached garage features updated hydro-ideal for hobbies or extra storage. Roof was replaced in 2023. Furnace/AC 2020. Parking? You're covered with 2 driveways (front and side) provide room for up to four vehicles, plus extra parking conveniently located across the street. The crawl-space basement is fully encapsulated, clean, and tidy-great for storage without the worry. Best of all, you're just steps from Elevated Park , a perfect spot for after-dinner strolls, dog walks, or a breath of fresh air. Quiet, cute, and full of heart, this home is ready to welcome its next happy owners. All appliances are included. Door to crawl space basement is located outside at the front of the driveway.
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Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Fenced Yard, Hospital, Library, Park, Place Of Worship, School Bus Route
Interior Features
Primary Bedroom - Main Floor
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 16 Centre Street, St. Thomas, ON N5R 2Z2
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $374,500 in St. Thomas, the legal minimum down payment is $18,725 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,093 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,093.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.