16 Windemere Place, St. Thomas, ON

$619,900
MLS#:X12901200
3 beds
4 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $619,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 42.55 x 92.07 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This Beautifully Updated 2-Storey Detached House Is The Perfect Place To Call Home In One Of The Most Sought-After Neighborhoods In The City. Tucked Away On A Quiet Cul-De-Sac And Set On A Premium Pie-Shaped Lot With A Beautifully Landscaped, Tree-Lined Backyard. This Home Offers 3 Beds, 3.5 Baths And A Warm, Inviting Atmosphere That Instantly Feels Like Home. Gorgeous Laminate Floors Throughout, Modern Light Fixtures Installed In 2026, A Renovated Kitchen And Updated Bathrooms Create A Clean And Cohesive Feel From Top To Bottom. The Functional Layout Provides Generous Living Space And Is Well Suited To A Variety Of Lifestyles. The Fully Finished Basement Extends The Living Space With A Spacious Recreation Area, A 3-Piece Bathroom And A Separate Laundry Room, Ideal For Guests, A Home Office Or Rec Room. Step Outside To A Private Backyard Retreat Featuring A New Deck And Large Gazebo (2025), A Custom Stone Shed (2023) And Updated Exterior Stonework Completed In 2022, Offering A Balanced Space For Both Relaxing And Entertaining. Thoughtful Updates Provide Peace Of Mind Including A New Furnace And Air Conditioner (2023), Heated, Newly Painted Garage (2025), New Kitchen Appliances (2024) And A New Garage Door Opener (2024). Additional Features Include A Gas BBQ Line Installed In 2022 And An Owned Water Heater. Ideally Located Within Walking Distance To Parks, Shopping, Galaxy Cinemas And The Elgin Centre, This Home Offers A Quiet Setting With A Strong Balance Of Space, Updates And Everyday Convenience. Homes Like This Don't Come Up Often - Make It Yours Before Its Gone!

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Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 26, 2026
Sold price information is available to members only
Listed Date3/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Stone
BasementFinished, Full
Lot Size42.55 × 92.07 Feet
CountyElgin
Annual Tax$4,219
Legal DescriptionPcl 14-1 Sec 11M96; Lt 14 Pl 11M96 St. Thomas; St.

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Sump Pump, Water Heater Owned

Security Features

Community Features

Location

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16 Windemere Place, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 16 Windemere Place, St. Thomas, ON N5R 6H3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate5.25%
Down Payment$36,990 (6.0%)
* Minimum Canadian down payment required for this price is $36,990.
Amortization Period25 Years
Estimated Monthly Payment$3,474Based on a loan of $582,910 over 25 years.
Purchase Price$619,900
Loan Amount$582,910
Provincial Land Transfer Tax:$8,873
Total Estimated Closing Taxes:$8,873

About Purchasing a Home in St. Thomas, ON

For a property listed at $619,900 in St. Thomas, the legal minimum down payment is $36,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,873 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,873.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$624,008

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.