17 Cottonwood Drive, St. Thomas, ON
Property Highlights
Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $574,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 36.09 x 111.62 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Sump Pump
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to this spacious 4-level backsplit, perfectly designed for family living and endless possibilities. Homes in this area rarely come up for sale. With a thoughtful layout and multiple living areas, this home truly offers room to grow, relax, and entertain.The main level features a bright formal living room, while the lower-level rec room provides the perfect space for cozy nights, movie time, or hosting guests. The home continues with an additional basement level-ideal for a games room, home gym, or hobby space-giving you flexibility to suit your lifestyle.This home feels warm and welcoming throughout, with generous space and a layout that just keeps going-perfect for families who need both function and comfort.Located in the desirable north end of St. Thomas, you're just: 5 minutes to the new Volkswagen battery plant 20 minutes to London 15 minutes to the beautiful beaches of Port Stanley. Enjoy a fantastic community setting with nearby pickleball and basketball courts, plus a playground for the kids-offering something for everyone, right outside your door.Additional updates include a newer furnace and A/C (2020), adding peace of mind.A wonderful opportunity to own a spacious family home in a growing and convenient location.
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Property Summary
This detached home located at 17 Cottonwood Drive, St. Thomas is currently for sale and has been available on SousaSells for 102 days. This property is listed at $574,900 with an estimated mortgage of $1,914* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 17 Cottonwood Drive, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 17 Cottonwood Drive, St. Thomas, ON N5P 4M3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $574,900 in St. Thomas, the legal minimum down payment is $32,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,973 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,973.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.