170 Wellington Street, St. Thomas, ON

$1,690,000
MLS#:X13113344
0 beds
0 baths
Commercial
Commercial for sale - 0 Bed, 0 Bath Home at 170 Wellington Street St. Thomas ON listed at $1,690,000 (MLS# X13113344) - Main View
For Sale
Added:May 11, 2026(173 days ago)
Updated:Aug 10, 2026(82 days ago)
Last Checked:11 minutes ago

Property Highlights

Welcome to this remarkable investment located in the coveted neighborhood of St. Thomas. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,690,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Spacious lot size measured in Feet
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

Excellent opportunity for an investor or owner-occupier. The main floor, formerly operated as a chiropractic clinic, offers multiple private offices and a welcoming reception area. The lower level is currently home to an established fitness centre, providing added income potential. Centrally located on Wellington Street, just one block from downtown, this solid brick building has undergone several updates, including a new roof in 2014, two rooftop HVAC units and an improved parking lot. Ideally suited for medical, chiropractic or professional use, the property's R4-34 zoning may also offer redevelopment potential.

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Property Summary

This investment located at 170 Wellington Street, St. Thomas is currently for sale and has been available for 173 days. This property is listed at $1,690,000 with an estimated mortgage of $5,625* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 170 Wellington Street, St. Thomas is in the St. Thomas neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in St. Thomas, St. Thomas.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Investment architecture in St. Thomas, St. Thomas
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
Price$1,690,000
AddedMay 11, 2026 (173 days ago)
UpdatedAug 10, 2026 (82 days ago)
Last Checked11 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE TRILAND REALTY

Property Details

Property Sub-TypeInvestment
CountyElgin
Annual Tax$15,619.34
Rental ItemsN/A
Legal DescriptionLOT 7 PART OF LOTS 6, 8 PLAN 123 PART OF LOTS 17 & 18 PLAN 86 DESIGNATED AS PART 2, 11R3607 CITY OF ST THOMAS

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Thomas Home Buyer Advisory & Market HubActive MLS® Listing in St. Thomas, Ontario

Looking to Buy a Home in St. Thomas?

If you are looking for a house in St. Thomas or researching St. Thomas real estate for sale, this investment at 170 Wellington Street, St. Thomas, ON offers an exceptional opportunity to buy a home in St. Thomas, Ontario. Whether you are a first-time St. Thomas home buyer or comparing active St. Thomas MLS® homes for sale, working with a dedicated St. Thomas buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Thomas Homes for Sale & MLS® Listings

Browse all verified St. Thomas real estate listings, compare active St. Thomas houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated St. Thomas Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Thomas realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Thomas Buyer Budget & Costs

Estimated mortgage: $5,625*/month*. Estimated Ontario Land Transfer Tax: $30,275. First-time St. Thomas home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Thomas

Frequently Asked Questions about 170 Wellington Street, St. Thomas, ON

Q.What is the asking price for 170 Wellington Street, St. Thomas, ON ?

The current listing price for 170 Wellington Street, St. Thomas, ON in St. Thomas, St. Thomas is $1,690,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 170 Wellington Street, St. Thomas, ON ?

170 Wellington Street, St. Thomas, ON is a Investment () featuring a basement.

Q.What security features are installed at 170 Wellington Street, St. Thomas, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

Virtual Tour & 3D Walkthrough

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Location

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170 Wellington Street, St. Thomas, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

St. Thomas, St. Thomas

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 170 Wellington Street, St. Thomas, ON N5R 2S1

Estimated Sales Range
$1,606,000 - $1,656,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$507,000 (30.0%)
* Minimum Canadian down payment required for this price is $338,000.
Amortization Period30 Years
Estimated Monthly Payment$5,625Based on a loan of $1,183,000 over 30 years.
Purchase Price$1,690,000
Loan Amount$1,183,000
Provincial Land Transfer Tax:$30,275
Total Estimated Closing Taxes:$30,275

About Purchasing a Home in St. Thomas, ON

For a property listed at $1,690,000 in St. Thomas, the legal minimum down payment is $338,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $30,275 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $30,275.

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St. Thomas, St. Thomas Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$744,569

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Thomas, St. Thomas

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

St. Thomas, St. Thomas Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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