174 Elm Street, St. Thomas, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $565,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 66 x 105.21 ft lot
- Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Sump Pump, Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to this beautifully updated 3+1 bedroom home in a convenient St. Thomas location, just steps from St. Thomas Elgin General Hospital. Situated on a bus route and close to shopping, restaurants, schools, Pinafore Park, and other everyday amenities, this home offers both comfort and convenience. Inside, you'll find a bright, move-in-ready interior featuring a fully renovated kitchen with modern cabinetry, new countertops, sink, and faucet, as well as a beautifully remodeled bathroom. The main floor has been refreshed with new flooring, baseboards, updated light fixtures, and fresh paint throughout, creating a clean and modern feel. The partially finished basement provides additional living space with a fourth bedroom and den, making it ideal for a growing family, guests, a home office, or hobby room. Outside, enjoy a generous backyard complete with a new storage shed, while the private driveway and attached single-car garage provide ample parking and convenience. Extensive updates offer peace of mind and include new windows, upgraded attic and wall insulation, a new sump pump, along with the many cosmetic improvements throughout the home. A turnkey property in a sought-after neighbourhood-simply move in and enjoy!
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Property Summary
This detached home located at 174 Elm Street, St. Thomas is currently for sale and has been available on SousaSells for 16 days. This property is listed at $565,000 with an estimated mortgage of $1,881* per month. It has 4 beds, 1 bathroom, and is 700-1100 square feet. 174 Elm Street, St. Thomas is in the St. Thomas neighborhood.
Work with the SOUSA TEAM to unlock your .
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in St. Thomas, St. Thomas.
- •4 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •700-1100 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in St. Thomas, St. Thomas.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Sump Pump
- Water Heater Owned
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 174 Elm Street, St. Thomas, ON
Q.What is the asking price for 174 Elm Street, St. Thomas, ON ?
The current listing price for 174 Elm Street, St. Thomas, ON in St. Thomas, St. Thomas is $565,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 1 bathroom across approximately 700-1100 sqft.
Q.What property type and architectural style is 174 Elm Street, St. Thomas, ON ?
174 Elm Street, St. Thomas, ON is a Detached (Bungalow) featuring a Partially Finished basement.
Q.What interior features are included in this home?
Interior highlights include: Sump Pump, Water Heater Owned.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
Virtual Tour & 3D Walkthrough
Virtual 360° Walkthrough & Live Video Tour
Request a live agent video tour or get 3D virtual walkthrough access for 174 Elm Street, St. Thomas, ON .
Location
Google Street View
Open in Google MapsProperty History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 174 Elm Street, St. Thomas, ON N5R 1J3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
Configure Loan Settings
About Purchasing a Home in St. Thomas, ON
For a property listed at $565,000 in St. Thomas, the legal minimum down payment is $31,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,775 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,775.
Similar Listings in St. Thomas, St. Thomas
Explore all Just Listed Homes in St. Thomas →
St. Thomas, St. Thomas Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Best Schools in St. Thomas, St. Thomas
Elementary Schools
Secondary Schools
St. Thomas, St. Thomas Demographic Home information
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.