18 Circlewood Drive, St. Thomas, ON

$629,900
MLS#:X12080757
3 beds
4 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 17, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 50.67 x 131.86 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this inviting two-storey home located on the north end of St. Thomas with quick access to London and the 401. As you approach, a charming front porch sets the tone for what's inside. Step through the front door into a welcoming foyer that flows seamlessly into a cozy living room complete with a gas fireplace perfect for relaxing evenings. Down the hall, you'll find convenient access to the attache single car garage, a stylish two-piece powder room, and a bright, modern kitchen featuring new countertops, sink, faucet and stainless steel appliances, opening to a spacious dining room. From here, patio doors lead out to a large deck with a covered gazebo, overlooking a fully fenced backyard, lush grass for the kids or pets, and a shed with hydro. Heading back inside and upstairs, the second floor offers a four-piece bathroom, two bedrooms, and a spacious primary suite with its own three-piece ensuite and walkout to a private balcony, ideal for morning coffee or unwinding with a good book. Downstairs, you'll find a finished basement that adds even more living space featuring a rec room, additional two-piece bath, and a laundry with lots of space for storage. Warm, welcoming, and wonderfully located, this home truly offers the best of family living, modern comfort, and everyday convenience. Don't miss your chance to make it yours!

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Property Summary

This detached home located at 18 Circlewood Drive, St. Thomas is currently for sale and has been available on SousaSells for 461 days. This property is listed at $629,900 with an estimated mortgage of $2,097* per month. It has 3 beds, 4 bathrooms, and is 1100-1500 square feet. 18 Circlewood Drive, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 17, 2025
Sold price information is available to members only
Listed Date4/14/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size50.67 × 131.86 Feet
CountyElgin
Annual Tax$4,126
Legal DescriptionLOT 59, PLAN 11M-165, ST. THOMAS.

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Park, Hospital, School, School Bus Route, Fenced Yard

Interior Features

Water Heater Owned, Sump Pump

Security Features

Community Features

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Location

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18 Circlewood Drive, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 18 Circlewood Drive, St. Thomas, ON N5L 1C2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$188,970 (30.0%)
* Minimum Canadian down payment required for this price is $37,990.
Amortization Period30 Years
Estimated Monthly Payment$2,097Based on a loan of $440,930 over 30 years.
Purchase Price$629,900
Loan Amount$440,930
Provincial Land Transfer Tax:$9,073
Total Estimated Closing Taxes:$9,073

About Purchasing a Home in St. Thomas, ON

For a property listed at $629,900 in St. Thomas, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.