18 Montgomery Road, St. Thomas, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $349,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 58.51 x 122 ft lot
- Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to this solid 1.5-storey home on a quiet, family-friendly dead end street in desirable south St. Thomas. Located on a mature lot backing onto impressive green space and ravine, the property offers excellent privacy and a peaceful, country-like setting with no rear neighbours. The view from the back deck is wonderful and adds to the appeal year-round. The main floor offers a bright, open living feel ready for your personal vision and updates, while the upper level and lower level provide comfortable bedrooms. With a partially finished basement featuring a lower bedroom and small workshop area, this solid home includes all appliances, a newer furnace (approx. 2022), an updated bathroom (approx. 5 years), and shingles (approx. 5 years). It's a great opportunity for buyers wanting to add their own finishes and custom touches to create a true dream home. Recent sales on the street demonstrate the strong demand for this location and lot style. Conveniently close to St. Thomas Elgin General Hospital, Pinafore Park, schools, shopping, and restaurants. Quick access to London, the 401, golf courses, conservation areas, and a short drive to Port Stanley Beach. Ideal for first-time buyers or those seeking a solid home with good bones in a great area. Book your private showing today!
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Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
School, Public Transit, Ravine, Part Cleared, Place Of Worship
Interior Features
Water Heater Owned
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 18 Montgomery Road, St. Thomas, ON N5R 1S5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $349,000 in St. Thomas, the legal minimum down payment is $17,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,710 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,710.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.