18 PENHALE Avenue, St. Thomas, ON

$699,900
MLS#:X12118914
3 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 20, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 34 x 125 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Storage, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 18 Penhale Avenue! Nestled on a quiet, family-friendly street and just steps away from Mitchell Hepburn School, this home sits on a massive pie-shaped lot backing onto mature pine trees. The curb appeal here is spot on, thanks to a fresh exterior renovation in 2024 including new front windows, siding, soffit, fascia, and eaves. The spacious concrete driveway (poured in 2022) fits four cars with ease and leads to a double attached garage. Step inside and you're greeted by a roomy foyer and a bright, cozy living room complete with a stylish shiplap feature wall, hardwood floors, and a fireplace, perfect for chilly evenings. The kitchen, renovated in 2022, is a showstopper with crisp white cabinetry, quartz countertops, and a peninsula that flows beautifully into the dining area. From there, patio doors lead you out to the star of the show. The backyard is like a forest retreat with sweeping stamped concrete patio, towering pines, loads of privacy, a garden shed with hydro, and a hookup ready for your future above-ground pool. Whether you're hosting BBQs or just enjoying your morning coffee, this space has you covered. On the second floor, you'll find 3 comfortable bedrooms, including a large primary with its own 4-piece ensuite renovated in 2025. There's also a second full bath and a handy powder room on the main floor. Downstairs, the finished basement adds even more living space with a rec room and a dedicated office, ideal for work from home or study time.18 Penhale is the perfect blend of comfort, style, and location. Come see it for yourself; it wont last long!

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Property Summary

This detached home located at 18 PENHALE Avenue, St. Thomas is currently for sale and has been available on SousaSells for 443 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 18 PENHALE Avenue, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 20, 2025
Sold price information is available to members only
Listed Date5/2/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Brick
BasementFull, Finished
Lot Size34 × 125 Feet
CountyElgin
Annual Tax$4,542.12
Legal DescriptionPCL 3-1 SEC 11M125; LT 3 PL 11M125 ST. THOMAS; ST. THOMAS

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Wooded/Treed, School

Interior Features

Auto Garage Door Remote, Storage, Sump Pump

Security Features

Community Features

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Location

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18 PENHALE Avenue, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 18 PENHALE Avenue, St. Thomas, ON N5R 5M9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$209,970 (30.0%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,930 over 30 years.
Purchase Price$699,900
Loan Amount$489,930
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in St. Thomas, ON

For a property listed at $699,900 in St. Thomas, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.