18 Rosethorn Court, St. Thomas, ON

$544,900
MLS#:X12329405
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on August 20, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $544,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 40 x 109 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Bar Fridge, Primary Bedroom - Main Floor, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this spacious 3-bedroom, 2-bathroom bungalow located just 5 minutes from shopping and medical centers and offers easy access to Highbury Ave and the east side of St. Thomas. Whether your'e a first-time buyer, investor, or looking to downsize, this home presents exciting potential. Step inside to find ceramic flooring in all high-traffic and bathroom areas, complimented with hardwood and laminate flooring in other areas. There are some rooms with well-worn carpeting that have been freshly cleaned but may need replacing at some point. The lower level presents an opportunity where entertaining can be a breeze. With both a large rec room and games room, complete with a phenomenal built-in wet bar, it features ample cabinetry, shelving, and even a full-size fridge - ideal for hosting family and friends. Just off this area is a 3-piece bathroom that has been tastefully updated, adding a touch of modern and a laundry/utility room easily accessed through dual doors for added functionality. Enjoy indoor-outdoor living with a patio door walkout from the kitchen and dining areas leading to a covered back porch and a fully fenced yard - perfect for pets, kids, or relaxing evenings. Don't miss out on this hidden gem - schedule your private viewing today and imagine the possibilities! Note: Property, Chattels, and Fixtures are being sold 'As-Is' and Seller makes no representations or warranties.

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Property Summary

This detached home located at 18 Rosethorn Court, St. Thomas is currently for sale and has been available on SousaSells for 346 days. This property is listed at $544,900 with an estimated mortgage of $1,814* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 18 Rosethorn Court, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 20, 2025
Sold price information is available to members only
Listed Date8/7/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Finished
Lot Size40 × 109 Feet
CountyElgin
Annual Tax$3,547.27
Legal DescriptionPCL 54-1 SEC 11M74; LT 54 PL 11M74 ST. THOMAS; ST. THOMAS

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Fenced Yard, Park, Place Of Worship, Public Transit

Interior Features

Bar Fridge, Primary Bedroom - Main Floor, Sump Pump, Suspended Ceilings

Security Features

Community Features

Location

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18 Rosethorn Court, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 18 Rosethorn Court, St. Thomas, ON N5R 6C7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$163,470 (30.0%)
* Minimum Canadian down payment required for this price is $29,490.
Amortization Period30 Years
Estimated Monthly Payment$1,814Based on a loan of $381,430 over 30 years.
Purchase Price$544,900
Loan Amount$381,430
Provincial Land Transfer Tax:$7,373
Total Estimated Closing Taxes:$7,373

About Purchasing a Home in St. Thomas, ON

For a property listed at $544,900 in St. Thomas, the legal minimum down payment is $29,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,373 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,373.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.