18 Victoria Street, St. Thomas, ON
Property no longer active
This property was sold on October 17, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 1 Bathroom
- Generous living space spanning 1500-2000 sqft on a premium 29 x 99 ft lot
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Nestled in beautiful courthouse area, this character-filled Victorian home offers the perfect blend of historic charm and modern updates. Boasting 4 spacious bedrooms and nearly 1,700square feet of living space, it's ideal for growing families or anyone craving a welcoming and peaceful community. Step inside to discover thoughtful upgrades throughout, including laminate flooring in the kitchen and dining room, updated bathroom, and AC (2021). The oversized living room is perfect for family gatherings and with a separate dining room, theres space for the whole family. Though the basement is unfinished, it provides ample potential for future living space or storage. Surrounded by quiet, friendly neighbours in a family-oriented neighbourhood, steps away from the elevated park, this home is more than a place to live, its a lifestyle. Don't miss your chance to own this inviting Victorian gem. *Street parking available. Owners only pay for permit Dec 1 - Mar 15
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Property Summary
This detached home located at 18 Victoria Street, St. Thomas is currently for sale and has been available on SousaSells for 374 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 4 beds, 1 bathroom, and is 1500-2000 square feet. 18 Victoria Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 18 Victoria Street, St. Thomas, ON N5R 2E5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $499,900 in St. Thomas, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.