185 LAKE MARGARET Trail, St. Thomas, ON

$809,900
MLS#:X12384182
4 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on September 9, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick veneer and stone construction, this residence presents an exceptional opportunity offered at $809,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 50 x 120.73 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: ERV/HRV, Primary Bedroom - Main Floor, On Demand Water Heater
  • equipped with central air central cooling and highly efficient other heating via gas

Description

LAKE MARGARET BEAUTY!!! Only steps from both Lake Margaret & Pinafore Park, this stunning home is surrounded by an award winning neighbourhood with gorgeous walking trails, tennis/pickleball courts, & family friendly picnic areas with splash pad. Welcome to this beautifully updated, move-in ready bungalow offering the perfect blend of style, comfort, and convenience.Step inside to an impressive open-concept main floor featuring vaulted ceilings, a dramatic stone fireplace, and an abundance of natural light. The layout flows seamlessly into the kitchen, dining, and living areas, making it ideal for both everyday living and entertaining. The main floor also includes a spacious primary retreat complete with a luxurious 5-piece bath, a second bedroom, convenient main floor laundry with built-ins and utility sink, plus patio door to the covered back deck overlooking the fully fenced yard. (Hot tub negotiable.)The lower level is equally impressive with a large family room showcasing a second fireplace and custom built-ins, two generous bedrooms, a sleek 3-piece bath with tiled shower, and a dedicated office space perfect for working from home.Curb appeal abounds with a welcoming front porch, beautiful landscaping, and thoughtful updates both inside and out over the past few years. This home truly has it all: 2+2 bedrooms, 2.5 baths, a functional floor plan, and timeless upgrades that make it move-in ready. Don't miss your chance to live in this exceptional community. All that's left to do is move in and fall in love. Welcome home!

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Property Summary

This detached home located at 185 LAKE MARGARET Trail, St. Thomas is currently for sale and has been available on SousaSells for 317 days. This property is listed at $809,900 with an estimated mortgage of $2,696* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 185 LAKE MARGARET Trail, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 9, 2025
Sold price information is available to members only
Listed Date9/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick Veneer, Stone
BasementFinished
Lot Size50 × 120.73 Feet
CountyElgin
Annual Tax$4,775
Legal DescriptionLOT 19, PLAN 11M179 CITY OF ST. THOMAS

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Park, Rec./Commun.Centre

Interior Features

ERV/HRV, Primary Bedroom - Main Floor, On Demand Water Heater

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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185 LAKE MARGARET Trail, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 185 LAKE MARGARET Trail, St. Thomas, ON N5R 0B7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$242,970 (30.0%)
* Minimum Canadian down payment required for this price is $55,990.
Amortization Period30 Years
Estimated Monthly Payment$2,696Based on a loan of $566,930 over 30 years.
Purchase Price$809,900
Loan Amount$566,930
Provincial Land Transfer Tax:$12,673
Total Estimated Closing Taxes:$12,673

About Purchasing a Home in St. Thomas, ON

For a property listed at $809,900 in St. Thomas, the legal minimum down payment is $55,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,673 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,673.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.