19 Prince Albert Street, St. Thomas, ON

$649,900
MLS#:X12053878
3 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 4, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 45 x 97 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled in the charming Courthouse district of St. Thomas, this stunning 3-bedroom,2.5-bathroom home on the picturesque, tree-lined Prince Albert Street is a true gem. As you approach, the inviting wraparound covered porch and meticulously landscaped yard immediately set the tone for the beauty inside. Upon entering, you are greeted by the timeless charm of a wooden staircase, stained glass accents, and gorgeous hardwood floors that flow throughout the home. The main floor offers ample space for both relaxation and entertaining, featuring two distinct living rooms. The front living room boasts a cozy wood-burning fireplace, perfect for cooler evenings, while the second living room includes a gas fireplace, ideal for enjoying while preparing meals in the updated kitchen. The kitchen itself is a chef's dream, complete with stone countertops and high-end appliances. The formal dining room provides an elegant setting for hosting guests. A convenient 2-piece bathroom and a mudroom leading out to the backyard round out the main level. Upstairs, the impressive primary suite awaits, offering a rare feature in a century home: a private 3-piece ensuite bathroom. Two additional bedrooms provide plenty of space for family or guests, while the recently renovated full bathroom includes a large, luxurious soaker tub for ultimate relaxation. The full, dry basement offers plenty of storage, a laundry area, and updated electrical for peace of mind. Outside, the backyard is a true sanctuary, with two storage sheds (one with hydro) and a greenhouse, creating the perfect space for gardening and outdoor hobbies. Additional amenities include California Shutters, an owned hot water tank, irrigation system, and a private driveway with ample parking. This remarkable home is an absolute pleasure to show and offers a perfect blend of classic character and modern amenities. Don't miss the opportunity to make it yours!

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Property Summary

This detached home located at 19 Prince Albert Street, St. Thomas is currently for sale and has been available on SousaSells for 474 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 19 Prince Albert Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 4, 2025
Sold price information is available to members only
Listed Date4/1/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size45 × 97 Feet
CountyElgin
Annual Tax$3,927
Legal DescriptionPT LT 8 W/S METCALFE ST BTN VICTORIA ST AND PRICE ALBERT ST PL 23 ST. THOMAS; PT LT 9 W/S METCALFE ST BTN VICTORIA ST AND PRINCE ALBERT ST PL 21 ST. THOMAS AS IN E24221; ST. THOMAS

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Place Of Worship, School Bus Route

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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19 Prince Albert Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 19 Prince Albert Street, St. Thomas, ON N5R 1Z7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in St. Thomas, ON

For a property listed at $649,900 in St. Thomas, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.