20 CALDWELL Street, St. Thomas, ON
Property no longer active
This property was sold on August 29, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms with 10 functional kitchens
- Generous living space spanning 700-1100 sqft on a premium 50 x 106.91 ft lot
- Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
This well cared for bungalow is a great opportunity to move into a desirable neighbourhood in the Mitchell Hepburn School district. Entering the home you will find a large living room with big bay windows, next is an eat-in kitchen with updated cabinets, appliances and access to the backyard. The remainder of the main level is host to 3 good size bedrooms and the main bathroom. The basement consists of a spacious family room with new carpet and wet bar, a den, full bathroom and laundry/utility room. The exterior of the home offers a private laneway with parking for 3, a perfect sized backyard with a garden shed, patio and a large mature tree.
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Property Summary
This detached home located at 20 CALDWELL Street, St. Thomas is currently for sale and has been available on SousaSells for 431 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 20 CALDWELL Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Water Heater Owned
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 20 CALDWELL Street, St. Thomas, ON N5R 5J2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $499,900 in St. Thomas, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.