20 Dieppe Drive, St. Thomas, ON

$524,900
MLS#:X12602270
3 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 8, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $524,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 56.5 x 100 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Sump Pump, Water Heater Owned, Upgraded Insulation
  • equipped with central air, other central cooling and highly efficient forced air heating via electric

Description

Welcome to 20 Dieppe Drive! This home is truly move-in ready with everything you can think of having been updated! Enter the home and you'll find a spacious and bright front living room. The main floor features LVP, ceramic flooring and Hunter Douglas blinds throughout. Move into the kitchen with granite counter tops, loads of storage and high-end appliances. Off the kitchen, there is a main floor bedroom, a large office with built-in cabinetry by Casey's Kitchens and a 3-piece bath renovated in 2017. On the other side of the kitchen is a large family room with loads of windows, built-in cabinetry and electric fireplace. From the back family room, exit into the rear yard onto a newly built wood deck with gazebo and access within the fully fenced yard to the detached 1 car garage. On the second floor, you'll find two large bedrooms with good sized closets and a 4-piece bath. The upstairs has been retrofitted with heat pumps to ensure optimal temperature control for both heating and cooling. The lower level is partially finished to include a warm rec room with electric fireplace, a laundry room and great storage space. Further updates include windows (2013-2017), garage door (2017), Steel roof on house and garage, soffit, eaves (2021), gas furnace, heat pumps, owned water heater (2023), and blown insulation.

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Property Summary

This detached home located at 20 Dieppe Drive, St. Thomas is currently for sale and has been available on SousaSells for 227 days. This property is listed at $524,900 with an estimated mortgage of $1,747* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 20 Dieppe Drive, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 8, 2025
Sold price information is available to members only
Listed Date12/4/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick, Vinyl Siding
BasementFinished
Lot Size56.5 × 100 Feet
CountyElgin
Annual Tax$3,117
Legal DescriptionLT 136 PL 235 YARMOUTH S/T INTEREST IN E391766; ST. THOMAS

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air, Other

Features

Property Features

Interior Features

Sump Pump, Water Heater Owned, Upgraded Insulation, Auto Garage Door Remote

Security Features

Community Features

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Location

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20 Dieppe Drive, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Dieppe Drive, St. Thomas, ON N5R 4G7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$157,470 (30.0%)
* Minimum Canadian down payment required for this price is $27,490.
Amortization Period30 Years
Estimated Monthly Payment$1,747Based on a loan of $367,430 over 30 years.
Purchase Price$524,900
Loan Amount$367,430
Provincial Land Transfer Tax:$6,973
Total Estimated Closing Taxes:$6,973

About Purchasing a Home in St. Thomas, ON

For a property listed at $524,900 in St. Thomas, the legal minimum down payment is $27,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,973 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.