20 Silverleaf Path, St. Thomas, ON

$650,809
MLS#:X11897508
3 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on January 21, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $650,809 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 40 x 112 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, ERV/HRV, Sump Pump
  • equipped with other central cooling and highly efficient heat pump heating via gas

Description

Welcome to 20 Silverleaf Path in Doug Tarry Homes Miller's Pond subdivision! The Aspen is a 1475 square foot 2 storey home with 2 car garage and it is just perfect for a family. This plan features 3 Bedrooms on the second level, a full 4 piece Bath and the Primary Bedroom includes a Walk-in Closet and 3 piece Ensuite. The main floor features a Powder Room and all open concept living area with central quartz island, pantry, Breakfast Area that exits out to the rear yard through sliding glass doors and a large Great Room. 20 Silverleaf comes with impeccable finishes, gorgeous luxury vinyl plank on the main and a fully carpeted upper area for maximum warmth. The lower level is unfinished but allows space for a great sized Rec Room, additional Bedroom and roughed in for a 4 piece Bath. 20 Silverleaf, located in Miller's Pond, is on the south side of St. Thomas, within walking distance of trails, St. Joseph's High School, Fanshawe College St. Thomas Campus, Doug Tarry Sports Complex and Parish Park. Not only is this home perfectly situated in a beautiful new subdivision, but it's just a 10 minute drive to Port Stanley! The Aspen Plan is Energy Star certified and Net Zero Ready. This home is currently UNDER CONSTRUCTION and will be available for its first family in March 2025. Reach out today to find out how you can be 20 Silverleafs first family!

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Property Summary

This detached home located at 20 Silverleaf Path, St. Thomas is currently for sale and has been available on SousaSells for 577 days. This property is listed at $650,809 with an estimated mortgage of $2,166* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 20 Silverleaf Path, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 21, 2025
Sold price information is available to members only
Listed Date12/19/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick Front, Vinyl Siding
BasementUnfinished
Lot Size40 × 112 Feet
CountyElgin
Annual Tax$0
Legal DescriptionLOT 8, PLAN 11M255 SUBJECT TO AN EASEMENT IN GROSS OVER PART 4 PLAN 11R10841 AS IN CT222774 CITY OF ST. THOMAS

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeHeat Pump
CoolingOther

Features

Property Features

Hospital, Park, Rec./Commun.Centre

Interior Features

Auto Garage Door Remote, ERV/HRV, Sump Pump, Upgraded Insulation

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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20 Silverleaf Path, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Silverleaf Path, St. Thomas, ON N5R 0N6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$195,243 (30.0%)
* Minimum Canadian down payment required for this price is $40,081.
Amortization Period30 Years
Estimated Monthly Payment$2,166Based on a loan of $455,566 over 30 years.
Purchase Price$650,809
Loan Amount$455,566
Provincial Land Transfer Tax:$9,491
Total Estimated Closing Taxes:$9,491

About Purchasing a Home in St. Thomas, ON

For a property listed at $650,809 in St. Thomas, the legal minimum down payment is $40,081 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,491 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,491.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.