20 Steeplechase Court, St. Thomas, ON

$628,900
MLS#:X12309832
3 beds
1 baths
1100-1500 sqft
8.0 parking
Residential Freehold
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Property no longer active

This property was sold on August 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $628,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 56 x 115 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater, Water Softener, Water Treatment
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Your Dream Home in One of St. Thomas' Most Coveted Neighbourhoods Nestled in a highly desirable community, this beautifully landscaped bungalow offers the perfect combination of comfort, charm, and everyday functionality. From the moment you arrive, the exceptional curb appeal will captivate you featuring a triple-wide concrete driveway, lush front gardens, and a welcoming front porch that immediately feels like home.Step inside to discover an open-concept living space that exudes warmth and style. With soaring ceilings, a cozy gas fireplace, and abundant natural light throughout, the interior feels both spacious and inviting. The well-appointed kitchen is both chic and practical, featuring a breakfast bar perfect for your morning coffee or hosting guests. The adjoining dining area seamlessly transitions to the expansive back deck, offering stunning views of the private yard an ideal setting for summer BBQs, children at play, or simply relaxing with a good book.This home offers three generously sized bedrooms, including a serene master retreat, and a newly renovated 3-piece bath that combines modern finishes with everyday convenience. A well-placed mudroom includes main-floor laundry and direct access to the attached garage, which has been meticulously finished with durable epoxy flooringoffering excellent potential for a workshop or hobby space. Additionally, a 10 x 10 garden shed, situated on a concrete pad, provides ample outdoor storage, while secondary access to the garage from the backyard offers added convenience.The large, unfinished basement is an exciting blank canvas, featuring a roughed-in bathroom and endless possibilities for customization. Whether you envision a cozy rec room, additional bedrooms, or a home gym, the space can easily accommodate your vision.This home offers a rare opportunity to enjoy a move-in-ready lifestyle in a peaceful, sought-after location. Dont miss out on the chance to make this exceptional property yours.

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Property Summary

This detached home located at 20 Steeplechase Court, St. Thomas is currently for sale and has been available on SousaSells for 357 days. This property is listed at $628,900 with an estimated mortgage of $2,093* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 20 Steeplechase Court, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 7, 2025
Sold price information is available to members only
Listed Date7/27/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementUnfinished
Lot Size56 × 115 Feet
CountyElgin
Annual Tax$4,243
Legal DescriptionPCL 36-1 SEC 11M99; LT 36 PL 11M99 ST. THOMAS; ST. THOMAS

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Golf, Hospital, Park, School, Wooded/Treed

Interior Features

Water Heater, Water Softener, Water Treatment

Security Features

Security System

Community Features

Virtual Tours

Location

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20 Steeplechase Court, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Steeplechase Court, St. Thomas, ON N5R 6H5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$188,670 (30.0%)
* Minimum Canadian down payment required for this price is $37,890.
Amortization Period30 Years
Estimated Monthly Payment$2,093Based on a loan of $440,230 over 30 years.
Purchase Price$628,900
Loan Amount$440,230
Provincial Land Transfer Tax:$9,053
Total Estimated Closing Taxes:$9,053

About Purchasing a Home in St. Thomas, ON

For a property listed at $628,900 in St. Thomas, the legal minimum down payment is $37,890 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,053 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,053.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.