24 Flora Street, St. Thomas, ON
Property Highlights
Welcome to this remarkable 2 1/2 Storey duplex located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $788,888 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 7 Bedrooms and 4 Bathrooms with 2 functional kitchens
- Generous living space spanning 2000-2500 sqft on a premium 48.2 x 106.92 ft lot
- Features a apartment, separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 0.0 garage spaces (6.0 total parking spaces)
- Notable attributes: Accessory Apartment, Carpet Free, Guest Accommodations
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
.Step into the charm and character of this beautifully maintained 2.5-storey Century home, originally built in 1912, where timeless architecture meets modern convenience. Located in a desirable downtown St. Thomas neighborhood, this spacious and versatile property offers an incredible combination of character, functionality, and income potential. With an impressive 7 bedrooms, 2 kitchens, 3 full bathrooms, a powder room, and 2 separate laundry areas, the possibilities are endless. Whether you're looking for a spacious family home, multi-generational living, an investment property, or the opportunity to offset your mortgage with rental income, this home offers the flexibility to make it happen. The fully renovated lower level features its own separate entrance, kitchen, two bedrooms, full bathroom, and laundry, making it ideal for an in-law suite or additional rental opportunity. Outdoor living is just as appealing, with three rear decks, a spacious 16' x 16' ground-level deck, a 10' x 10' storage shed, and parking for up to six vehicles. Numerous updates add to the home's appeal, including windows and exterior doors (2022), furnace (2023), eavestroughs (2024), plumbing improvements, and a durable metal roof. Previously operated as a successful Airbnb, the upper-level accommodations have achieved Superhost and Guest Favourite recognition, showcasing the property's established income potential. An added bonus is the opportunity to purchase the home fully furnished, making it a convenient turnkey option for investors or buyers looking to get started right away. Enjoy the convenience of downtown living, just steps from CASO Railway Station and within walking distance to local restaurants, grocery stores, parks
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Property Summary
This duplex located at 24 Flora Street, St. Thomas is currently for sale and has been available for 2 days. This property is listed at $788,888 with an estimated mortgage of $2,626* per month. It has 7 beds, 4 bathrooms, and is 2000-2500 square feet. 24 Flora Street, St. Thomas is in the St. Thomas neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 7 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in St. Thomas, St. Thomas.
- •7 spacious bedroom layout offering versatile living space
- •4 well-appointed bathrooms
- •2000-2500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in St. Thomas, St. Thomas.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Hospital
- Library
- Park
- Public Transit
- Place Of Worship
- School
Interior Features
- Accessory Apartment
- Carpet Free
- Guest Accommodations
- In-Law Capability
- In-Law Suite
- Water Heater Owned
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in St. Thomas?
If you are looking for a house in St. Thomas or researching St. Thomas real estate for sale, this 7-bedroom duplex at 24 Flora Street, St. Thomas, ON offers an exceptional opportunity to buy a home in St. Thomas, Ontario. Whether you are a first-time St. Thomas home buyer or comparing active St. Thomas MLS® homes for sale, working with a dedicated St. Thomas buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Thomas realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
St. Thomas Buyer Budget & Costs
Estimated mortgage: $2,626*/month*. Estimated Ontario Land Transfer Tax: $12,253. First-time St. Thomas home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in St. Thomas
Frequently Asked Questions about 24 Flora Street, St. Thomas, ON
Q.What is the asking price for 24 Flora Street, St. Thomas, ON ?
The current listing price for 24 Flora Street, St. Thomas, ON in St. Thomas, St. Thomas is $788,888.
Q.How many bedrooms and bathrooms does this property have?
This property features 7 bedrooms and 4 bathrooms across approximately 2000-2500 sqft.
Q.What property type and architectural style is 24 Flora Street, St. Thomas, ON ?
24 Flora Street, St. Thomas, ON is a Duplex (2 1/2 Storey) featuring a Apartment, Separate Entrance, Finished basement.
Q.What key property features does 24 Flora Street, St. Thomas, ON offer?
Key property features include: Hospital, Library, Park, Public Transit, Place Of Worship, School.
Q.What interior features are included in this home?
Interior highlights include: Accessory Apartment, Carpet Free, Guest Accommodations, In-Law Capability, In-Law Suite, Water Heater Owned.
Q.Is parking available at this property?
Yes, this property offers parking space for 6.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
St. Thomas, St. Thomas
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 24 Flora Street, St. Thomas, ON N5P 2X4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $788,888 in St. Thomas, the legal minimum down payment is $53,889 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,253 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,253.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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