25 Brock Street, St. Thomas, ON

$529,900
MLS#:X12780132
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 13, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $529,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 32.9 x 132 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Bar Fridge, In-Law Suite, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 25 Brock Street, a beautifully maintained semi-detached home tucked away on a quiet dead-end street in St. Thomas' desirable northside, offering quick and easy access to London. This charming property features fantastic curb appeal with a large covered front porch-perfect for morning coffee or evening relaxation. Inside, you'll find numerous upgrades throughout, making this home truly move-in ready. The main level showcases a newer kitchen (2021) complete with quartz countertops and a built-in wine fridge, along with new flooring installed throughout the main floor in 2021. Mechanical updates include a new furnace and air conditioner (2021), providing peace of mind for years to come. The home offers incredible flexibility with two kitchens and two full bathrooms, separate basement access, and separate laundry, making it ideal for an in-law suite, tenant accommodation, or additional living space. All basement windows were replaced in 2023, adding to the home's efficiency and comfort. Step outside to enjoy the fully fenced backyard that's beautifully landscaped, featuring a Mennonite-built shed with an insulated interior and metal roof (2024), sidewalks leading to the shed added in 2024. Perfect for first-time buyers, downsizers, or those looking for multi-generational living or rental potential, this well-cared-for home offers versatility, upgrades, and location-all in one package.

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Property Summary

This detached home located at 25 Brock Street, St. Thomas is currently for sale and has been available on SousaSells for 158 days. This property is listed at $529,900 with an estimated mortgage of $1,764* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 25 Brock Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 13, 2026
Sold price information is available to members only
Listed Date2/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Finished
Lot Size32.9 × 132 Feet
CountyElgin
Annual Tax$2,841
Legal DescriptionPLAN 125 PT LOT 128 RP 11R6485 PARTS 1, 2 PLAN 125 PT LOT 125

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Fenced Yard, Park

Interior Features

Bar Fridge, In-Law Suite, Sump Pump, Accessory Apartment

Security Features

Community Features

Location

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25 Brock Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 25 Brock Street, St. Thomas, ON N5P 2B3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$158,970 (30.0%)
* Minimum Canadian down payment required for this price is $27,990.
Amortization Period30 Years
Estimated Monthly Payment$1,764Based on a loan of $370,930 over 30 years.
Purchase Price$529,900
Loan Amount$370,930
Provincial Land Transfer Tax:$7,073
Total Estimated Closing Taxes:$7,073

About Purchasing a Home in St. Thomas, ON

For a property listed at $529,900 in St. Thomas, the legal minimum down payment is $27,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,073 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.