25 CHESTER Street, St. Thomas, ON

$429,900
MLS#:X12252724
2 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on July 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $429,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 50 x 316.13 ft lot
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled in the peaceful west end of St. Thomas, this charming bungalow sits on a deep ravine lot, offering privacy and a beautiful natural setting with seasonal wildlife right in your backyard. Step inside and be greeted by a bright, welcoming interior and thoughtful updates throughout.The spacious living room flows into a cozy dining area, with an open railing that allows natural light from the front window to brighten the updated kitchen. The main floor features two comfortable bedrooms, one with direct access to the backyard and a full bathroom.The finished lower level adds valuable living space with a large family room, second full bathroom, laundry area, and ample storage. A convenient side entrance from the driveway provides a great spot to remove shoes and coats, keeping everything neat and dry. Plenty of updates have been made so it's fresh and ready for you to move in and enjoy! Updates include kitchen cabinets and flooring (2020), air conditioner (2020), shingles (2017), furnace (2016), gutters and guards (2021), deck (2020), basement bathroom and rec room (2020), hydro panel (2019) and the back flow valve. Whether you're sipping your morning coffee on the deck or watching birds and wildlife pass through the ravine, this home is your private retreat within city limits.

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Property Summary

This detached home located at 25 CHESTER Street, St. Thomas is currently for sale and has been available on SousaSells for 384 days. This property is listed at $429,900 with an estimated mortgage of $1,431* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 25 CHESTER Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 7, 2025
Sold price information is available to members only
Listed Date6/30/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionOther
BasementPartially Finished, Full
Lot Size50 × 316.13 Feet
CountyElgin
Annual Tax$2,596
Legal DescriptionPLAN 140 BLK B PT LOT 9

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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25 CHESTER Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 25 CHESTER Street, St. Thomas, ON N5R 1V1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$128,970 (30.0%)
* Minimum Canadian down payment required for this price is $21,495.
Amortization Period30 Years
Estimated Monthly Payment$1,431Based on a loan of $300,930 over 30 years.
Purchase Price$429,900
Loan Amount$300,930
Provincial Land Transfer Tax:$5,073
Total Estimated Closing Taxes:$5,073

About Purchasing a Home in St. Thomas, ON

For a property listed at $429,900 in St. Thomas, the legal minimum down payment is $21,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,073 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.