26 Lake Margaret Trail, St. Thomas, ON

$599,000
MLS#:X13000984
3 beds
3 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 40.3 x 125.48 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this well-maintained 2-storey family home, perfectly positioned in a highly desirable location just steps from Lake Margaret and the scenic Great Trail system. Enjoy year-round outdoor living with walking, biking, kayaking, and fishing in the summer, plus skating and winter activities nearby-all while taking in seasonal fireworks views from the comfort of your own backyard. This home offers exceptional value with numerous recent updates, including new North Star windows and patio door (2024, lifetime warranty), new front door (2026), shingles (2021), and central air (2023)-providing long-term peace of mind without the added expense. Inside, the bright open-concept main floor features a spacious living room, functional kitchen, and dining area designed for both everyday living and entertaining. Patio doors lead to a newer deck with a covered gazebo, creating a private outdoor retreat. The backyard also includes an additional patio area and no rear neighbours, enhancing both privacy and enjoyment. Upstairs, you'll find three generously sized bedrooms and a well-appointed 4-piece bathroom-ideal for families. The finished lower level adds even more value with a cozy family room, a 2-piece bath with rough-in for a future shower, and potential for a fourth bedroom. The attached double garage is freshly painted with added shelving, and the driveway accommodates up to four vehicles. A rare opportunity to own a move-in-ready home in a prime location-close to nature, trails, and everyday amenities-at an excellent price point.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 19, 2026
Sold price information is available to members only
Listed Date4/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size40.3 × 125.48 Feet
CountyElgin
Annual Tax$4,012
Legal DescriptionPCL 2-1 SEC 11M116; LT 2 PL 11M116 ST. THOMAS S/T PT 2 11R7794 AS IN LT43096; S/T LT42814; ST. THOMAS

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Park, Lake/Pond

Interior Features

Auto Garage Door Remote

Security Features

None, Smoke Detector

Community Features

Location

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26 Lake Margaret Trail, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 26 Lake Margaret Trail, St. Thomas, ON N5R 6K7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate5.25%
Down Payment$34,900 (5.8%)
* Minimum Canadian down payment required for this price is $34,900.
Amortization Period25 Years
Estimated Monthly Payment$3,362Based on a loan of $564,100 over 25 years.
Purchase Price$599,000
Loan Amount$564,100
Provincial Land Transfer Tax:$8,455
Total Estimated Closing Taxes:$8,455

About Purchasing a Home in St. Thomas, ON

For a property listed at $599,000 in St. Thomas, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.

Nearby Listings

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No current listings found in St. Thomas.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$624,058

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.