27 Dyer Street, St. Thomas, ON

$549,000
MLS#:X13575256
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 40.06 x 105 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully maintained, move-in ready 3-bedroom, 2-bathroom home, ideally situated on a quiet south-side street within the highly sought-after Mitchell Hepburn School District. Offering exceptional living space, flexible layout options, and a backyard built for entertaining, this home is ready to impress. A charming two-tier front porch provides a warm welcome and great curb appeal. Inside, the main floor features a spacious kitchen with ample cabinetry, a generous dining area, and a bright, inviting living room filled with natural light. Three bedrooms are located on the main level, with one currently converted into a convenient home office featuring patio doors that lead directly to the backyard oasis. The lower level offers outstanding potential with its separate side entrance, making it an excellent opportunity for a future in-law suite or mortgage helper. You'll find a large family room, an additional recreation room with plenty of space for a pool table or games area, a 3-piece bathroom, and an "other" room currently being used as a bedroom (future egress window required). The oversized laundry room is already equipped with a convenient kitchenette and sink, adding even more versatility to the space. Step outside to your own private retreat. The fully fenced backyard showcases a stunning 14' x 28' in-ground pool, professionally renovated in 2021 with new concrete surround, plumbing lines, and liner, creating the perfect setting for summer entertaining and family fun. Located on a peaceful street with parks just a short walk away, this exceptional property offers the perfect combination of comfort, flexibility, and lifestyle in one of St. Thomas' most desirable neighbourhoods.

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Property Summary

This detached home located at 27 Dyer Street, St. Thomas is currently for sale and has been available on SousaSells for 2 days. This property is listed at $549,000 with an estimated mortgage of $1,827* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 27 Dyer Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Finished
Lot Size40.06 × 105 Feet
CountyElgin
Annual Tax$3,461
Legal DescriptionPCL 77-1 SEC M11; LT 77 PL M11 ST. THOMAS; S/T LT2877; ST. THOMAS

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Park, School

Interior Features

In-Law Capability, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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27 Dyer Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 27 Dyer Street, St. Thomas, ON N5R 5K2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$164,700 (30.0%)
* Minimum Canadian down payment required for this price is $29,900.
Amortization Period30 Years
Estimated Monthly Payment$1,827Based on a loan of $384,300 over 30 years.
Purchase Price$549,000
Loan Amount$384,300
Provincial Land Transfer Tax:$7,455
Total Estimated Closing Taxes:$7,455

About Purchasing a Home in St. Thomas, ON

For a property listed at $549,000 in St. Thomas, the legal minimum down payment is $29,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,455 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.